UMDD vs VTI
UMDD vs VTI
UltraPro MidCap400 vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. UMDD delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | UMDD | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.95% | 0.03% | |
| AUM | $33M | $663.5B | |
| Dividend Yield | 0.63% | 1.07% | |
| Holdings | 409 | 3,543 | |
| YTD Return | +39.90% | +13.57% | |
| 1Y Return | +60.18% | +24.23% | |
| 3Y Return (annualized) | +19.66% | +20.73% | |
| 5Y Return (annualized) | +4.04% | +12.24% | |
| Volatility (annualized) | 52.7% | 15.3% | |
| Max Drawdown | -86.4% | -56.6% | |
| Fund Family | ProShares | Vanguard (US) | |
| Category | Alternative | Equity | |
| Inception | Feb 9, 2010 | May 24, 2001 |
UMDD vs VTI Performance
UltraPro MidCap400 (UMDD) is a ETF from ProShares and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year UMDD returned +60.18% while VTI returned +24.23%. Year to date, UMDD is up 39.90% versus a gain of 13.57% for VTI.
Over three years, UMDD compounded at +19.66% per year against +20.73% for VTI; over five years the annualized figures are +4.04% and +12.24% respectively. Across the full 17-year window we track, UMDD has the edge at +19.26% annualized vs +8.12%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
UMDD has been the more volatile fund, with annualized monthly volatility of 52.7% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -86.4% for UMDD and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.93. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
UMDD charges 0.95% per year while VTI charges 0.03%. On a $10,000 position that is $95 vs $3 annually, a gap of $92 per year that compounds over a long holding period. On income, UMDD currently yields 0.63% against 1.07% for VTI.
Holdings Overlap
UMDD and VTI share 291 holdings out of 2892 unique holdings combined, representing a 2.6% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in UMDD | Weight in VTI | Difference |
|---|---|---|---|
| TWLO | 0.48% | 0.04% | 0.44% |
| CRS | 0.46% | 0.04% | 0.42% |
| CW | 0.44% | 0.04% | 0.40% |
| ILMN | Pro | Pro | Pro |
| 0RMV:LN | Pro | Pro | Pro |
| ATI | Pro | Pro | Pro |
| WWD | Pro | Pro | Pro |
| MKSI | Pro | Pro | Pro |
| OKTA | Pro | Pro | Pro |
| XPO | Pro | Pro | Pro |
See all 10 holdings UMDD shares with VTI Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, UMDD or VTI?
UMDD has an expense ratio of 0.95% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $92 per year of difference.
Which performed better, UMDD or VTI?
Over the past year UMDD returned +60.18% vs +24.23% for VTI, so UMDD leads on 1-year performance. Over the longest common window we track (17 years), UMDD annualized +19.26% vs +8.12% for VTI. Past performance does not guarantee future results.
Which is riskier, UMDD or VTI?
UMDD has been the more volatile fund at 52.7% annualized versus 15.3% for VTI. Worst drawdown: UMDD -86.4% vs VTI -56.6%.
Should I hold both UMDD and VTI?
UMDD and VTI have a monthly-return correlation of 0.93, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.
What is the holdings overlap between UMDD and VTI?
UMDD and VTI share 291 common holdings with a 2.6% weight overlap. Combined, they hold 2892 unique securities.
Which pays a higher dividend, UMDD or VTI?
UMDD yields 0.63% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.
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