UMDD vs VXUS

Quick Verdict

VXUS has a lower expense ratio. UMDD delivered stronger 1-year returns. VXUS offers more diversification with 7860 holdings.

Lower Fees: VXUSHigher Returns: UMDDMore Diversified: VXUS

Side-by-Side Comparison

MetricUMDDVXUSWinner
Expense Ratio0.95%0.05%
AUM$33M$156.5B
Dividend Yield0.63%2.60%
Holdings4098,747
YTD Return+42.36%+13.57%
1Y Return+63.25%+28.78%
3Y Return (annualized)+20.38%+18.63%
5Y Return (annualized)+5.02%+9.05%
Volatility (annualized)52.8%15.1%
Max Drawdown-86.4%-39.9%
Fund FamilyProSharesVanguard (US)
CategoryAlternativeEquity
InceptionFeb 9, 2010Jan 26, 2011

UMDD vs VXUS Performance

UltraPro MidCap400 (UMDD) is a ETF from ProShares and Vanguard Total International Stock ETF (VXUS) is a ETF from Vanguard (US). Over the past year UMDD returned +63.25% while VXUS returned +28.78%. Year to date, UMDD is up 42.36% versus a gain of 13.57% for VXUS.

Over three years, UMDD compounded at +20.38% per year against +18.63% for VXUS; over five years the annualized figures are +5.02% and +9.05% respectively. Across the full 16-year window we track, UMDD has the edge at +19.39% annualized vs +4.80%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

UMDD has been the more volatile fund, with annualized monthly volatility of 52.8% compared with 15.1% for VXUS. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -86.4% for UMDD and -39.9% for VXUS. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.81. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

UMDD charges 0.95% per year while VXUS charges 0.05%. On a $10,000 position that is $95 vs $5 annually, a gap of $90 per year that compounds over a long holding period. On income, UMDD currently yields 0.63% against 2.60% for VXUS.

Holdings Overlap

0.1%overlap

UMDD and VXUS share 5 holdings out of 8255 unique holdings combined, representing a 0.1% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in UMDDWeight in VXUSDifference
RBA:CA0.32%0.04%0.28%
NXT:AU0.26%0.05%0.21%
EGP0.17%0.00%0.17%
AMProProPro
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Frequently Asked Questions

Which is cheaper, UMDD or VXUS?

UMDD has an expense ratio of 0.95% while VXUS charges 0.05%. VXUS is the cheaper option. On a $10,000 investment, that is $90 per year of difference.

Which performed better, UMDD or VXUS?

Over the past year UMDD returned +63.25% vs +28.78% for VXUS, so UMDD leads on 1-year performance. Over the longest common window we track (16 years), UMDD annualized +19.39% vs +4.80% for VXUS. Past performance does not guarantee future results.

Which is riskier, UMDD or VXUS?

UMDD has been the more volatile fund at 52.8% annualized versus 15.1% for VXUS. Worst drawdown: UMDD -86.4% vs VXUS -39.9%.

Should I hold both UMDD and VXUS?

UMDD and VXUS have a monthly-return correlation of 0.81, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between UMDD and VXUS?

UMDD and VXUS share 5 common holdings with a 0.1% weight overlap. Combined, they hold 8255 unique securities.

Which pays a higher dividend, UMDD or VXUS?

UMDD yields 0.63% while VXUS yields 2.60%, so VXUS currently pays the higher dividend yield.

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