UMDD vs VOO

Quick Verdict

VOO has a lower expense ratio. UMDD delivered stronger 1-year returns. VOO offers more diversification with 505 holdings.

Lower Fees: VOOHigher Returns: UMDDMore Diversified: VOO

Side-by-Side Comparison

MetricUMDDVOOWinner
Expense Ratio0.95%0.03%
AUM$33M$979.0B
Dividend Yield0.63%1.09%
Holdings409509
YTD Return+43.85%+13.80%
1Y Return+68.08%+23.71%
3Y Return (annualized)+21.91%+21.50%
5Y Return (annualized)+4.58%+13.44%
Volatility (annualized)52.8%14.1%
Max Drawdown-86.4%-34.3%
Fund FamilyProSharesVanguard (US)
CategoryAlternativeEquity
InceptionFeb 9, 2010Sep 7, 2010

UMDD vs VOO Performance

UltraPro MidCap400 (UMDD) is a ETF from ProShares and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year UMDD returned +68.08% while VOO returned +23.71%. Year to date, UMDD is up 43.85% versus a gain of 13.80% for VOO.

Over three years, UMDD compounded at +21.91% per year against +21.50% for VOO; over five years the annualized figures are +4.58% and +13.44% respectively. Across the full 16-year window we track, UMDD has the edge at +19.45% annualized vs +13.58%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

UMDD has been the more volatile fund, with annualized monthly volatility of 52.8% compared with 14.1% for VOO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -86.4% for UMDD and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.90. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

UMDD charges 0.95% per year while VOO charges 0.03%. On a $10,000 position that is $95 vs $3 annually, a gap of $92 per year that compounds over a long holding period. On income, UMDD currently yields 0.63% against 1.09% for VOO.

Holdings Overlap

0.0%overlap

UMDD and VOO share 0 holdings out of 906 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, UMDD or VOO?

UMDD has an expense ratio of 0.95% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $92 per year of difference.

Which performed better, UMDD or VOO?

Over the past year UMDD returned +68.08% vs +23.71% for VOO, so UMDD leads on 1-year performance. Over the longest common window we track (16 years), UMDD annualized +19.45% vs +13.58% for VOO. Past performance does not guarantee future results.

Which is riskier, UMDD or VOO?

UMDD has been the more volatile fund at 52.8% annualized versus 14.1% for VOO. Worst drawdown: UMDD -86.4% vs VOO -34.3%.

Should I hold both UMDD and VOO?

UMDD and VOO have a monthly-return correlation of 0.90, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between UMDD and VOO?

UMDD and VOO share 0 common holdings with a 0.0% weight overlap. Combined, they hold 906 unique securities.

Which pays a higher dividend, UMDD or VOO?

UMDD yields 0.63% while VOO yields 1.09%, so VOO currently pays the higher dividend yield.

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