UITB vs VYM
UITB vs VYM
VictoryShares Core Intermediate Bond ETF vs Vanguard High Dividend Yield ETF
Quick Verdict
VYM has a lower expense ratio. VYM delivered stronger 1-year returns. UITB offers more diversification with 1016 holdings.
Side-by-Side Comparison
| Metric | UITB | VYM | Winner |
|---|---|---|---|
| Expense Ratio | 0.25% | 0.04% | |
| AUM | $2.7B | $79.0B | |
| Dividend Yield | 4.17% | 2.86% | |
| Holdings | 1,143 | 568 | |
| YTD Return | +0.15% | +15.45% | |
| 1Y Return | +2.30% | +26.05% | |
| 3Y Return (annualized) | +4.54% | +17.96% | |
| 5Y Return (annualized) | +0.17% | +12.54% | |
| Volatility (annualized) | 5.5% | 14.6% | |
| Max Drawdown | -17.0% | -58.8% | |
| Fund Family | Victory Capital Management Inc. | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Oct 24, 2017 | Nov 10, 2006 |
UITB vs VYM Performance
VictoryShares Core Intermediate Bond ETF (UITB) is a ETF from Victory Capital Management Inc. and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year UITB returned +2.30% while VYM returned +26.05%. Year to date, UITB is up 0.15% versus a gain of 15.45% for VYM.
Over three years, UITB compounded at +4.54% per year against +17.96% for VYM; over five years the annualized figures are +0.17% and +12.54% respectively. Across the full 9-year window we track, VYM has the edge at +7.06% annualized vs +1.15%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VYM has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 5.5% for UITB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -17.0% for UITB and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.45. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
UITB charges 0.25% per year while VYM charges 0.04%. On a $10,000 position that is $25 vs $4 annually, a gap of $21 per year that compounds over a long holding period. On income, UITB currently yields 4.17% against 2.86% for VYM.
Holdings Overlap
Frequently Asked Questions
Which is cheaper, UITB or VYM?
UITB has an expense ratio of 0.25% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $21 per year of difference.
Which performed better, UITB or VYM?
Over the past year UITB returned +2.30% vs +26.05% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (9 years), UITB annualized +1.15% vs +7.06% for VYM. Past performance does not guarantee future results.
Which is riskier, UITB or VYM?
VYM has been the more volatile fund at 14.6% annualized versus 5.5% for UITB. Worst drawdown: UITB -17.0% vs VYM -58.8%.
Should I hold both UITB and VYM?
UITB and VYM have a monthly-return correlation of 0.45, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between UITB and VYM?
UITB and VYM share 2 common holdings with a 0.1% weight overlap. Combined, they hold 1572 unique securities.
Which pays a higher dividend, UITB or VYM?
UITB yields 4.17% while VYM yields 2.86%, so UITB currently pays the higher dividend yield.
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