UITB vs VOO

Quick Verdict

VOO has a lower expense ratio. VOO delivered stronger 1-year returns. UITB offers more diversification with 1016 holdings.

Lower Fees: VOOHigher Returns: VOOMore Diversified: UITB

Side-by-Side Comparison

MetricUITBVOOWinner
Expense Ratio0.25%0.03%
AUM$2.7B$979.0B
Dividend Yield4.17%1.09%
Holdings1,143509
YTD Return+0.08%+13.53%
1Y Return+2.23%+23.65%
3Y Return (annualized)+4.52%+21.27%
5Y Return (annualized)+0.11%+13.52%
Volatility (annualized)5.5%14.1%
Max Drawdown-17.0%-34.3%
Fund FamilyVictory Capital Management Inc.Vanguard (US)
CategoryFixed IncomeEquity
InceptionOct 24, 2017Sep 7, 2010

UITB vs VOO Performance

VictoryShares Core Intermediate Bond ETF (UITB) is a ETF from Victory Capital Management Inc. and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year UITB returned +2.23% while VOO returned +23.65%. Year to date, UITB is up 0.08% versus a gain of 13.53% for VOO.

Over three years, UITB compounded at +4.52% per year against +21.27% for VOO; over five years the annualized figures are +0.11% and +13.52% respectively. Across the full 9-year window we track, VOO has the edge at +13.57% annualized vs +1.15%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VOO has been the more volatile fund, with annualized monthly volatility of 14.1% compared with 5.5% for UITB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -17.0% for UITB and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.53. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

UITB charges 0.25% per year while VOO charges 0.03%. On a $10,000 position that is $25 vs $3 annually, a gap of $22 per year that compounds over a long holding period. On income, UITB currently yields 4.17% against 1.09% for VOO.

Holdings Overlap

0.0%overlap

UITB and VOO share 1 holdings out of 1520 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in UITBWeight in VOODifference
KDP0.03%0.07%0.04%

Frequently Asked Questions

Which is cheaper, UITB or VOO?

UITB has an expense ratio of 0.25% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $22 per year of difference.

Which performed better, UITB or VOO?

Over the past year UITB returned +2.23% vs +23.65% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (9 years), UITB annualized +1.15% vs +13.57% for VOO. Past performance does not guarantee future results.

Which is riskier, UITB or VOO?

VOO has been the more volatile fund at 14.1% annualized versus 5.5% for UITB. Worst drawdown: UITB -17.0% vs VOO -34.3%.

Should I hold both UITB and VOO?

UITB and VOO have a monthly-return correlation of 0.53, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between UITB and VOO?

UITB and VOO share 1 common holdings with a 0.0% weight overlap. Combined, they hold 1520 unique securities.

Which pays a higher dividend, UITB or VOO?

UITB yields 4.17% while VOO yields 1.09%, so UITB currently pays the higher dividend yield.

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