IVV vs UITB
IVV vs UITB
iShares Core S&P 500 ETF vs VictoryShares Core Intermediate Bond ETF
Quick Verdict
IVV has a lower expense ratio. IVV delivered stronger 1-year returns. UITB offers more diversification with 1016 holdings.
Side-by-Side Comparison
| Metric | IVV | UITB | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 0.25% | |
| AUM | $865.2B | $2.7B | |
| Dividend Yield | 1.09% | 4.17% | |
| Holdings | 508 | 1,143 | |
| YTD Return | +13.52% | +0.08% | |
| 1Y Return | +23.63% | +2.23% | |
| 3Y Return (annualized) | +21.26% | +4.52% | |
| 5Y Return (annualized) | +13.52% | +0.11% | |
| Volatility (annualized) | 15.1% | 5.5% | |
| Max Drawdown | -56.5% | -17.0% | |
| Fund Family | iShares by BlackRock (US) | Victory Capital Management Inc. | |
| Category | Equity | Fixed Income | |
| Inception | May 15, 2000 | Oct 24, 2017 |
IVV vs UITB Performance
iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and VictoryShares Core Intermediate Bond ETF (UITB) is a ETF from Victory Capital Management Inc.. Over the past year IVV returned +23.63% while UITB returned +2.23%. Year to date, IVV is up 13.52% versus a gain of 0.08% for UITB.
Over three years, IVV compounded at +21.26% per year against +4.52% for UITB; over five years the annualized figures are +13.52% and +0.11% respectively. Across the full 9-year window we track, IVV has the edge at +7.04% annualized vs +1.15%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 5.5% for UITB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -56.5% for IVV and -17.0% for UITB. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.53. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
IVV charges 0.03% per year while UITB charges 0.25%. On a $10,000 position that is $3 vs $25 annually, a gap of $22 per year that compounds over a long holding period. On income, IVV currently yields 1.09% against 4.17% for UITB.
Holdings Overlap
IVV and UITB share 1 holdings out of 1520 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in IVV | Weight in UITB | Difference |
|---|---|---|---|
| KDP | 0.06% | 0.03% | 0.03% |
Frequently Asked Questions
Which is cheaper, IVV or UITB?
IVV has an expense ratio of 0.03% while UITB charges 0.25%. IVV is the cheaper option. On a $10,000 investment, that is $22 per year of difference.
Which performed better, IVV or UITB?
Over the past year IVV returned +23.63% vs +2.23% for UITB, so IVV leads on 1-year performance. Over the longest common window we track (9 years), IVV annualized +7.04% vs +1.15% for UITB. Past performance does not guarantee future results.
Which is riskier, IVV or UITB?
IVV has been the more volatile fund at 15.1% annualized versus 5.5% for UITB. Worst drawdown: IVV -56.5% vs UITB -17.0%.
Should I hold both IVV and UITB?
IVV and UITB have a monthly-return correlation of 0.53, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between IVV and UITB?
IVV and UITB share 1 common holdings with a 0.0% weight overlap. Combined, they hold 1520 unique securities.
Which pays a higher dividend, IVV or UITB?
IVV yields 1.09% while UITB yields 4.17%, so UITB currently pays the higher dividend yield.
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