QQQ vs UITB

Quick Verdict

QQQ has a lower expense ratio. QQQ delivered stronger 1-year returns. UITB offers more diversification with 1016 holdings.

Lower Fees: QQQHigher Returns: QQQMore Diversified: UITB

Side-by-Side Comparison

MetricQQQUITBWinner
Expense Ratio0.18%0.25%
AUM$455.8B$2.7B
Dividend Yield0.41%4.17%
Holdings1081,143
YTD Return+14.45%-0.25%
1Y Return+24.70%+1.90%
3Y Return (annualized)+24.19%+4.35%
5Y Return (annualized)+14.49%+0.05%
Volatility (annualized)30.6%5.5%
Max Drawdown-83.0%-17.0%
Fund FamilyInvesco (US)Victory Capital Management Inc.
CategoryEquityFixed Income
InceptionMar 10, 1999Oct 24, 2017

QQQ vs UITB Performance

Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US) and VictoryShares Core Intermediate Bond ETF (UITB) is a ETF from Victory Capital Management Inc.. Over the past year QQQ returned +24.70% while UITB returned +1.90%. Year to date, QQQ is up 14.45% versus a loss of 0.25% for UITB.

Over three years, QQQ compounded at +24.19% per year against +4.35% for UITB; over five years the annualized figures are +14.49% and +0.05% respectively. Across the full 9-year window we track, QQQ has the edge at +12.98% annualized vs +1.11%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 5.5% for UITB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -83.0% for QQQ and -17.0% for UITB. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.50. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

QQQ charges 0.18% per year while UITB charges 0.25%. On a $10,000 position that is $18 vs $25 annually, a gap of $7 per year that compounds over a long holding period. On income, QQQ currently yields 0.41% against 4.17% for UITB.

Holdings Overlap

0.0%overlap

QQQ and UITB share 1 holdings out of 1118 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in QQQWeight in UITBDifference
KDP0.19%0.03%0.16%

Frequently Asked Questions

Which is cheaper, QQQ or UITB?

QQQ has an expense ratio of 0.18% while UITB charges 0.25%. QQQ is the cheaper option. On a $10,000 investment, that is $7 per year of difference.

Which performed better, QQQ or UITB?

Over the past year QQQ returned +24.70% vs +1.90% for UITB, so QQQ leads on 1-year performance. Over the longest common window we track (9 years), QQQ annualized +12.98% vs +1.11% for UITB. Past performance does not guarantee future results.

Which is riskier, QQQ or UITB?

QQQ has been the more volatile fund at 30.6% annualized versus 5.5% for UITB. Worst drawdown: QQQ -83.0% vs UITB -17.0%.

Should I hold both QQQ and UITB?

QQQ and UITB have a monthly-return correlation of 0.50, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between QQQ and UITB?

QQQ and UITB share 1 common holdings with a 0.0% weight overlap. Combined, they hold 1118 unique securities.

Which pays a higher dividend, QQQ or UITB?

QQQ yields 0.41% while UITB yields 4.17%, so UITB currently pays the higher dividend yield.

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