TURF vs VTI

Quick Verdict

VTI has a lower expense ratio. TURF delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: TURFMore Diversified: VTI

Side-by-Side Comparison

MetricTURFVTIWinner
Expense Ratio0.44%0.03%
AUM-$663.5B
Dividend Yield-1.07%
Holdings3473,543
YTD Return+12.11%+13.57%
1Y Return+31.53%+24.23%
3Y Return (annualized)-+20.73%
5Y Return (annualized)-+12.24%
Volatility (annualized)17.9%15.3%
Max Drawdown-13.2%-56.6%
Fund FamilyT.Rowe PriceVanguard (US)
CategoryEquityEquity
InceptionJun 11, 2025May 24, 2001

TURF vs VTI Performance

T. Rowe Price Natural Resources ETF (TURF) is a ETF from T.Rowe Price and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year TURF returned +31.53% while VTI returned +24.23%. Year to date, TURF is up 12.11% versus a gain of 13.57% for VTI.

Risk: Volatility and Drawdowns

TURF has been the more volatile fund, with annualized monthly volatility of 17.9% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -13.2% for TURF and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at -0.07. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

TURF charges 0.44% per year while VTI charges 0.03%. On a $10,000 position that is $44 vs $3 annually, a gap of $41 per year that compounds over a long holding period.

Holdings Overlap

0.0%overlap

TURF and VTI share 0 holdings out of 2945 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, TURF or VTI?

TURF has an expense ratio of 0.44% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $41 per year of difference.

Which performed better, TURF or VTI?

Over the past year TURF returned +31.53% vs +24.23% for VTI, so TURF leads on 1-year performance. Over the longest common window we track (1 years), TURF annualized +28.34% vs +8.12% for VTI. Past performance does not guarantee future results.

Which is riskier, TURF or VTI?

TURF has been the more volatile fund at 17.9% annualized versus 15.3% for VTI. Worst drawdown: TURF -13.2% vs VTI -56.6%.

Should I hold both TURF and VTI?

TURF and VTI have a monthly-return correlation of -0.07, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between TURF and VTI?

TURF and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2945 unique securities.

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