SPYG vs VTI
SPYG vs VTI
State Street SPDR Portfolio S&P 500 Growth ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. SPYG delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | SPYG | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.04% | 0.03% | |
| AUM | $50.7B | $663.5B | |
| Dividend Yield | 0.48% | 1.07% | |
| Holdings | 149 | 3,543 | |
| YTD Return | +14.81% | +13.57% | |
| 1Y Return | +25.55% | +24.23% | |
| 3Y Return (annualized) | +26.55% | +20.73% | |
| 5Y Return (annualized) | +13.93% | +12.24% | |
| Volatility (annualized) | 17.7% | 15.3% | |
| Max Drawdown | -69.7% | -56.6% | |
| Fund Family | State Street Investment Management | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Sep 25, 2000 | May 24, 2001 |
SPYG vs VTI Performance
State Street SPDR Portfolio S&P 500 Growth ETF (SPYG) is a ETF from State Street Investment Management and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year SPYG returned +25.55% while VTI returned +24.23%. Year to date, SPYG is up 14.81% versus a gain of 13.57% for VTI.
Over three years, SPYG compounded at +26.55% per year against +20.73% for VTI; over five years the annualized figures are +13.93% and +12.24% respectively. Across the full 25-year window we track, VTI has the edge at +8.12% annualized vs +6.64%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SPYG has been the more volatile fund, with annualized monthly volatility of 17.7% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -69.7% for SPYG and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.95. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
SPYG charges 0.04% per year while VTI charges 0.03%. On a $10,000 position that is $4 vs $3 annually, a gap of $1 per year that compounds over a long holding period. On income, SPYG currently yields 0.48% against 1.07% for VTI.
Holdings Overlap
SPYG and VTI share 15 holdings out of 2785 unique holdings combined, representing a 16.9% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in SPYG | Weight in VTI | Difference |
|---|---|---|---|
| AAPL | 6.49% | 5.84% | 0.65% |
| MSFT | 8.13% | 3.81% | 4.32% |
| AMZN | 3.58% | 3.17% | 0.41% |
| AMD | Pro | Pro | Pro |
| AMAT | Pro | Pro | Pro |
| GEV | Pro | Pro | Pro |
| APH | Pro | Pro | Pro |
| AMGN | Pro | Pro | Pro |
| AXP | Pro | Pro | Pro |
| BA | Pro | Pro | Pro |
See all 10 holdings SPYG shares with VTI Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, SPYG or VTI?
SPYG has an expense ratio of 0.04% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $1 per year of difference.
Which performed better, SPYG or VTI?
Over the past year SPYG returned +25.55% vs +24.23% for VTI, so SPYG leads on 1-year performance. Over the longest common window we track (25 years), SPYG annualized +6.64% vs +8.12% for VTI. Past performance does not guarantee future results.
Which is riskier, SPYG or VTI?
SPYG has been the more volatile fund at 17.7% annualized versus 15.3% for VTI. Worst drawdown: SPYG -69.7% vs VTI -56.6%.
Should I hold both SPYG and VTI?
SPYG and VTI have a monthly-return correlation of 0.95, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.
What is the holdings overlap between SPYG and VTI?
SPYG and VTI share 15 common holdings with a 16.9% weight overlap. Combined, they hold 2785 unique securities.
Which pays a higher dividend, SPYG or VTI?
SPYG yields 0.48% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.
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