QQQ vs SPYG

Quick Verdict

SPYG has a lower expense ratio. QQQ delivered stronger 1-year returns. QQQ offers more diversification with 103 holdings.

Lower Fees: SPYGHigher Returns: QQQMore Diversified: QQQ

Side-by-Side Comparison

MetricQQQSPYGWinner
Expense Ratio0.18%0.04%
AUM$455.8B$50.7B
Dividend Yield0.41%0.48%
Holdings108149
YTD Return+18.20%+15.54%
1Y Return+27.63%+25.36%
3Y Return (annualized)+25.54%+26.91%
5Y Return (annualized)+15.12%+14.15%
Volatility (annualized)30.6%17.7%
Max Drawdown-83.0%-69.7%
Fund FamilyInvesco (US)State Street Investment Management
CategoryEquityEquity
InceptionMar 10, 1999Sep 25, 2000

QQQ vs SPYG Performance

Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US) and State Street SPDR Portfolio S&P 500 Growth ETF (SPYG) is a ETF from State Street Investment Management. Over the past year QQQ returned +27.63% while SPYG returned +25.36%. Year to date, QQQ is up 18.20% versus a gain of 15.54% for SPYG.

Over three years, QQQ compounded at +25.54% per year against +26.91% for SPYG; over five years the annualized figures are +15.12% and +14.15% respectively. Across the full 26-year window we track, QQQ has the edge at +13.11% annualized vs +6.66%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 17.7% for SPYG. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -83.0% for QQQ and -69.7% for SPYG. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.95. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

QQQ charges 0.18% per year while SPYG charges 0.04%. On a $10,000 position that is $18 vs $4 annually, a gap of $14 per year that compounds over a long holding period. On income, QQQ currently yields 0.41% against 0.48% for SPYG.

Holdings Overlap

19.1%overlap

QQQ and SPYG share 7 holdings out of 113 unique holdings combined, representing a 19.1% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in QQQWeight in SPYGDifference
AAPL7.46%6.49%0.97%
MSFT4.65%8.13%3.48%
AMZN4.26%3.58%0.68%
AMDProProPro
AMATProProPro
AMGNProProPro
ABNBProProPro
See all 7 holdings QQQ shares with SPYG
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Frequently Asked Questions

Which is cheaper, QQQ or SPYG?

QQQ has an expense ratio of 0.18% while SPYG charges 0.04%. SPYG is the cheaper option. On a $10,000 investment, that is $14 per year of difference.

Which performed better, QQQ or SPYG?

Over the past year QQQ returned +27.63% vs +25.36% for SPYG, so QQQ leads on 1-year performance. Over the longest common window we track (26 years), QQQ annualized +13.11% vs +6.66% for SPYG. Past performance does not guarantee future results.

Which is riskier, QQQ or SPYG?

QQQ has been the more volatile fund at 30.6% annualized versus 17.7% for SPYG. Worst drawdown: QQQ -83.0% vs SPYG -69.7%.

Should I hold both QQQ and SPYG?

QQQ and SPYG have a monthly-return correlation of 0.95, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between QQQ and SPYG?

QQQ and SPYG share 7 common holdings with a 19.1% weight overlap. Combined, they hold 113 unique securities.

Which pays a higher dividend, QQQ or SPYG?

QQQ yields 0.41% while SPYG yields 0.48%, so SPYG currently pays the higher dividend yield.

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