SCHG vs SPYG

Quick Verdict

SPYG delivered stronger 1-year returns. SCHG offers more diversification with 194 holdings.

Lower Fees: TiedHigher Returns: SPYGMore Diversified: SCHG

Side-by-Side Comparison

MetricSCHGSPYGWinner
Expense Ratio0.04%0.04%
AUM$58.8B$50.7B
Dividend Yield0.39%0.48%
Holdings196149
YTD Return+9.54%+15.06%
1Y Return+18.46%+24.92%
3Y Return (annualized)+23.91%+26.67%
5Y Return (annualized)+13.90%+14.11%
Volatility (annualized)16.7%17.7%
Max Drawdown-34.6%-69.7%
Fund FamilyCharles Schwab Asset ManagementState Street Investment Management
CategoryEquityEquity
InceptionDec 11, 2009Sep 25, 2000

SCHG vs SPYG Performance

Schwab US Large-Cap Growth ETF (SCHG) is a ETF from Charles Schwab Asset Management and State Street SPDR Portfolio S&P 500 Growth ETF (SPYG) is a ETF from State Street Investment Management. Over the past year SCHG returned +18.46% while SPYG returned +24.92%. Year to date, SCHG is up 9.54% versus a gain of 15.06% for SPYG.

Over three years, SCHG compounded at +23.91% per year against +26.67% for SPYG; over five years the annualized figures are +13.90% and +14.11% respectively. Across the full 17-year window we track, SCHG has the edge at +15.80% annualized vs +6.65%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

SPYG has been the more volatile fund, with annualized monthly volatility of 17.7% compared with 16.7% for SCHG. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -34.6% for SCHG and -69.7% for SPYG. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.98. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

SCHG charges 0.04% per year while SPYG charges 0.04%. On a $10,000 position that is $4 vs $4 annually. On income, SCHG currently yields 0.39% against 0.48% for SPYG.

Holdings Overlap

17.4%overlap

SCHG and SPYG share 8 holdings out of 203 unique holdings combined, representing a 17.4% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in SCHGWeight in SPYGDifference
AAPL10.40%6.49%3.91%
MSFT6.03%8.13%2.10%
AMZN4.83%3.58%1.25%
GEVProProPro
TTProProPro
TELProProPro
ABNBProProPro
AZOProProPro
See all 8 holdings SCHG shares with SPYG
Exact weights in each fund and the difference, for every overlapping position.
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Frequently Asked Questions

Which is cheaper, SCHG or SPYG?

SCHG has an expense ratio of 0.04% while SPYG charges 0.04%. They cost the same. On a $10,000 investment, that is $0 per year of difference.

Which performed better, SCHG or SPYG?

Over the past year SCHG returned +18.46% vs +24.92% for SPYG, so SPYG leads on 1-year performance. Over the longest common window we track (17 years), SCHG annualized +15.80% vs +6.65% for SPYG. Past performance does not guarantee future results.

Which is riskier, SCHG or SPYG?

SPYG has been the more volatile fund at 17.7% annualized versus 16.7% for SCHG. Worst drawdown: SCHG -34.6% vs SPYG -69.7%.

Should I hold both SCHG and SPYG?

SCHG and SPYG have a monthly-return correlation of 0.98, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between SCHG and SPYG?

SCHG and SPYG share 8 common holdings with a 17.4% weight overlap. Combined, they hold 203 unique securities.

Which pays a higher dividend, SCHG or SPYG?

SCHG yields 0.39% while SPYG yields 0.48%, so SPYG currently pays the higher dividend yield.

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