SCHG vs VGT

Quick Verdict

SCHG has a lower expense ratio. VGT delivered stronger 1-year returns. VGT offers more diversification with 322 holdings.

Lower Fees: SCHGHigher Returns: VGTMore Diversified: VGT

Side-by-Side Comparison

MetricSCHGVGTWinner
Expense Ratio0.04%0.09%
AUM$58.8B$146.6B
Dividend Yield0.39%0.38%
Holdings196324
YTD Return+9.23%+26.85%
1Y Return+17.70%+38.91%
3Y Return (annualized)+23.74%+30.70%
5Y Return (annualized)+13.76%+18.88%
Volatility (annualized)16.7%19.5%
Max Drawdown-34.6%-54.8%
Fund FamilyCharles Schwab Asset ManagementVanguard (US)
CategoryEquityEquity
InceptionDec 11, 2009Jan 26, 2004

SCHG vs VGT Performance

Schwab US Large-Cap Growth ETF (SCHG) is a ETF from Charles Schwab Asset Management and Vanguard Information Technology ETF (VGT) is a ETF from Vanguard (US). Over the past year SCHG returned +17.70% while VGT returned +38.91%. Year to date, SCHG is up 9.23% versus a gain of 26.85% for VGT.

Over three years, SCHG compounded at +23.74% per year against +30.70% for VGT; over five years the annualized figures are +13.76% and +18.88% respectively. Across the full 17-year window we track, SCHG has the edge at +15.78% annualized vs +14.29%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VGT has been the more volatile fund, with annualized monthly volatility of 19.5% compared with 16.7% for SCHG. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -34.6% for SCHG and -54.8% for VGT. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.95. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

SCHG charges 0.04% per year while VGT charges 0.09%. On a $10,000 position that is $4 vs $9 annually, a gap of $5 per year that compounds over a long holding period. On income, SCHG currently yields 0.39% against 0.38% for VGT.

Holdings Overlap

42.4%overlap

SCHG and VGT share 48 holdings out of 468 unique holdings combined, representing a 42.4% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in SCHGWeight in VGTDifference
NVDA10.65%16.09%5.44%
AAPL10.40%14.32%3.92%
MSFT6.03%8.28%2.25%
AVGOProProPro
KLACProProPro
PANWProProPro
PLTRProProPro
CRWDProProPro
ANETProProPro
CRMProProPro
See all 10 holdings SCHG shares with VGT
Exact weights in each fund and the difference, for every overlapping position.
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Frequently Asked Questions

Which is cheaper, SCHG or VGT?

SCHG has an expense ratio of 0.04% while VGT charges 0.09%. SCHG is the cheaper option. On a $10,000 investment, that is $5 per year of difference.

Which performed better, SCHG or VGT?

Over the past year SCHG returned +17.70% vs +38.91% for VGT, so VGT leads on 1-year performance. Over the longest common window we track (17 years), SCHG annualized +15.78% vs +14.29% for VGT. Past performance does not guarantee future results.

Which is riskier, SCHG or VGT?

VGT has been the more volatile fund at 19.5% annualized versus 16.7% for SCHG. Worst drawdown: SCHG -34.6% vs VGT -54.8%.

Should I hold both SCHG and VGT?

SCHG and VGT have a monthly-return correlation of 0.95, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between SCHG and VGT?

SCHG and VGT share 48 common holdings with a 42.4% weight overlap. Combined, they hold 468 unique securities.

Which pays a higher dividend, SCHG or VGT?

SCHG yields 0.39% while VGT yields 0.38%, so SCHG currently pays the higher dividend yield.

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