IWY vs SCHG

Quick Verdict

SCHG has a lower expense ratio. SCHG delivered stronger 1-year returns. SCHG offers more diversification with 194 holdings.

Lower Fees: SCHGHigher Returns: SCHGMore Diversified: SCHG

Side-by-Side Comparison

MetricIWYSCHGWinner
Expense Ratio0.20%0.04%
AUM$15.7B$58.8B
Dividend Yield0.34%0.39%
Holdings105196
YTD Return+5.52%+9.54%
1Y Return+14.25%+18.46%
3Y Return (annualized)+22.51%+23.91%
5Y Return (annualized)+13.71%+13.90%
Volatility (annualized)16.1%16.7%
Max Drawdown-32.7%-34.6%
Fund FamilyiShares by BlackRock (US)Charles Schwab Asset Management
CategoryEquityEquity
InceptionSep 22, 2009Dec 11, 2009

IWY vs SCHG Performance

iShares Russell Top 200 Growth ETF (IWY) is a ETF from iShares by BlackRock (US) and Schwab US Large-Cap Growth ETF (SCHG) is a ETF from Charles Schwab Asset Management. Over the past year IWY returned +14.25% while SCHG returned +18.46%. Year to date, IWY is up 5.52% versus a gain of 9.54% for SCHG.

Over three years, IWY compounded at +22.51% per year against +23.91% for SCHG; over five years the annualized figures are +13.71% and +13.90% respectively. Across the full 17-year window we track, IWY has the edge at +15.89% annualized vs +15.80%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

SCHG has been the more volatile fund, with annualized monthly volatility of 16.7% compared with 16.1% for IWY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -32.7% for IWY and -34.6% for SCHG. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.98. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

IWY charges 0.20% per year while SCHG charges 0.04%. On a $10,000 position that is $20 vs $4 annually, a gap of $16 per year that compounds over a long holding period. On income, IWY currently yields 0.34% against 0.39% for SCHG.

Holdings Overlap

61.4%overlap

IWY and SCHG share 47 holdings out of 249 unique holdings combined, representing a 61.4% weight overlap.

High overlap means holding both may not provide much additional diversification.

Top Shared Holdings

StockWeight in IWYWeight in SCHGDifference
NVDA14.00%10.65%3.35%
AAPL7.80%10.40%2.60%
MSFT4.78%6.03%1.25%
GOOGLProProPro
AVGOProProPro
GOOGProProPro
TSLAProProPro
METAProProPro
LLYProProPro
AMZNProProPro
See all 10 holdings IWY shares with SCHG
Exact weights in each fund and the difference, for every overlapping position.
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Frequently Asked Questions

Which is cheaper, IWY or SCHG?

IWY has an expense ratio of 0.20% while SCHG charges 0.04%. SCHG is the cheaper option. On a $10,000 investment, that is $16 per year of difference.

Which performed better, IWY or SCHG?

Over the past year IWY returned +14.25% vs +18.46% for SCHG, so SCHG leads on 1-year performance. Over the longest common window we track (17 years), IWY annualized +15.89% vs +15.80% for SCHG. Past performance does not guarantee future results.

Which is riskier, IWY or SCHG?

SCHG has been the more volatile fund at 16.7% annualized versus 16.1% for IWY. Worst drawdown: IWY -32.7% vs SCHG -34.6%.

Should I hold both IWY and SCHG?

IWY and SCHG have a monthly-return correlation of 0.98, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between IWY and SCHG?

IWY and SCHG share 47 common holdings with a 61.4% weight overlap. Combined, they hold 249 unique securities.

Which pays a higher dividend, IWY or SCHG?

IWY yields 0.34% while SCHG yields 0.39%, so SCHG currently pays the higher dividend yield.

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