IWY vs VTI

Quick Verdict

VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: VTIMore Diversified: VTI

Side-by-Side Comparison

MetricIWYVTIWinner
Expense Ratio0.20%0.03%
AUM$15.7B$663.5B
Dividend Yield0.34%1.07%
Holdings1053,543
YTD Return+5.52%+13.92%
1Y Return+14.25%+24.07%
3Y Return (annualized)+22.51%+20.88%
5Y Return (annualized)+13.71%+12.47%
Volatility (annualized)16.1%15.3%
Max Drawdown-32.7%-56.6%
Fund FamilyiShares by BlackRock (US)Vanguard (US)
CategoryEquityEquity
InceptionSep 22, 2009May 24, 2001

IWY vs VTI Performance

iShares Russell Top 200 Growth ETF (IWY) is a ETF from iShares by BlackRock (US) and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year IWY returned +14.25% while VTI returned +24.07%. Year to date, IWY is up 5.52% versus a gain of 13.92% for VTI.

Over three years, IWY compounded at +22.51% per year against +20.88% for VTI; over five years the annualized figures are +13.71% and +12.47% respectively. Across the full 17-year window we track, IWY has the edge at +15.89% annualized vs +8.13%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

IWY has been the more volatile fund, with annualized monthly volatility of 16.1% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -32.7% for IWY and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.93. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

IWY charges 0.20% per year while VTI charges 0.03%. On a $10,000 position that is $20 vs $3 annually, a gap of $17 per year that compounds over a long holding period. On income, IWY currently yields 0.34% against 1.07% for VTI.

Holdings Overlap

48.8%overlap

IWY and VTI share 96 holdings out of 2789 unique holdings combined, representing a 48.8% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in IWYWeight in VTIDifference
NVDA14.00%6.32%7.68%
AAPL7.80%5.84%1.96%
GOOGL6.61%2.88%3.73%
MSFTProProPro
AVGOProProPro
GOOGProProPro
TSLAProProPro
MUProProPro
METAProProPro
LLYProProPro
See all 10 holdings IWY shares with VTI
Exact weights in each fund and the difference, for every overlapping position.
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Frequently Asked Questions

Which is cheaper, IWY or VTI?

IWY has an expense ratio of 0.20% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $17 per year of difference.

Which performed better, IWY or VTI?

Over the past year IWY returned +14.25% vs +24.07% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (17 years), IWY annualized +15.89% vs +8.13% for VTI. Past performance does not guarantee future results.

Which is riskier, IWY or VTI?

IWY has been the more volatile fund at 16.1% annualized versus 15.3% for VTI. Worst drawdown: IWY -32.7% vs VTI -56.6%.

Should I hold both IWY and VTI?

IWY and VTI have a monthly-return correlation of 0.93, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between IWY and VTI?

IWY and VTI share 96 common holdings with a 48.8% weight overlap. Combined, they hold 2789 unique securities.

Which pays a higher dividend, IWY or VTI?

IWY yields 0.34% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.

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