RQI vs VTI
RQI vs VTI
Cohen & Steers Quality Income Realty Fund Inc vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | RQI | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 1.91% | 0.03% | |
| AUM | $1,620.47 | $663.5B | |
| Dividend Yield | 8.59% | 1.07% | |
| Holdings | 200 | 3,543 | |
| YTD Return | +14.80% | +14.20% | |
| 1Y Return | +11.71% | +24.16% | |
| 3Y Return (annualized) | +11.30% | +21.12% | |
| 5Y Return (annualized) | +3.16% | +12.37% | |
| Volatility (annualized) | 33.2% | 15.3% | |
| Max Drawdown | -94.1% | -56.6% | |
| Fund Family | Cohen & Steers Funds | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Feb 28, 2002 | May 24, 2001 |
RQI vs VTI Performance
Cohen & Steers Quality Income Realty Fund Inc (RQI) is a ETF from Cohen & Steers Funds and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year RQI returned +11.71% while VTI returned +24.16%. Year to date, RQI is up 14.80% versus a gain of 14.20% for VTI.
Over three years, RQI compounded at +11.30% per year against +21.12% for VTI; over five years the annualized figures are +3.16% and +12.37% respectively. Across the full 24-year window we track, VTI has the edge at +8.14% annualized vs +1.09%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
RQI has been the more volatile fund, with annualized monthly volatility of 33.2% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -94.1% for RQI and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.64. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
RQI charges 1.91% per year while VTI charges 0.03%. On a $10,000 position that is $191 vs $3 annually, a gap of $188 per year that compounds over a long holding period. On income, RQI currently yields 8.59% against 1.07% for VTI.
Holdings Overlap
RQI and VTI share 29 holdings out of 2925 unique holdings combined, representing a 1.7% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in RQI | Weight in VTI | Difference |
|---|---|---|---|
| WELL | 17.16% | 0.22% | 16.94% |
| DLR | 10.71% | 0.09% | 10.62% |
| AMT | 8.41% | 0.10% | 8.31% |
| CCI | Pro | Pro | Pro |
| PLD | Pro | Pro | Pro |
| EQIX | Pro | Pro | Pro |
| EXR | Pro | Pro | Pro |
| KIM | Pro | Pro | Pro |
| IRM | Pro | Pro | Pro |
| ELS | Pro | Pro | Pro |
See all 10 holdings RQI shares with VTI Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, RQI or VTI?
RQI has an expense ratio of 1.91% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $188 per year of difference.
Which performed better, RQI or VTI?
Over the past year RQI returned +11.71% vs +24.16% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (24 years), RQI annualized +1.09% vs +8.14% for VTI. Past performance does not guarantee future results.
Which is riskier, RQI or VTI?
RQI has been the more volatile fund at 33.2% annualized versus 15.3% for VTI. Worst drawdown: RQI -94.1% vs VTI -56.6%.
Should I hold both RQI and VTI?
RQI and VTI have a monthly-return correlation of 0.64, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between RQI and VTI?
RQI and VTI share 29 common holdings with a 1.7% weight overlap. Combined, they hold 2925 unique securities.
Which pays a higher dividend, RQI or VTI?
RQI yields 8.59% while VTI yields 1.07%, so RQI currently pays the higher dividend yield.
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