PRF vs VOO

Quick Verdict

VOO has a lower expense ratio. PRF delivered stronger 1-year returns. PRF offers more diversification with 893 holdings.

Lower Fees: VOOHigher Returns: PRFMore Diversified: PRF

Side-by-Side Comparison

MetricPRFVOOWinner
Expense Ratio0.34%0.03%
AUM$9.8B$979.0B
Dividend Yield1.37%1.09%
Holdings1,004509
YTD Return+18.75%+13.31%
1Y Return+33.36%+24.01%
3Y Return (annualized)+20.24%+21.17%
5Y Return (annualized)+13.53%+13.34%
Volatility (annualized)16.6%14.1%
Max Drawdown-61.6%-34.3%
Fund FamilyInvesco (US)Vanguard (US)
CategoryEquityEquity
InceptionDec 19, 2005Sep 7, 2010

PRF vs VOO Performance

Invesco RAFI US 1000 ETF (PRF) is a ETF from Invesco (US) and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year PRF returned +33.36% while VOO returned +24.01%. Year to date, PRF is up 18.75% versus a gain of 13.31% for VOO.

Over three years, PRF compounded at +20.24% per year against +21.17% for VOO; over five years the annualized figures are +13.53% and +13.34% respectively. Across the full 16-year window we track, VOO has the edge at +13.55% annualized vs +9.25%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

PRF has been the more volatile fund, with annualized monthly volatility of 16.6% compared with 14.1% for VOO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -61.6% for PRF and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.95. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

PRF charges 0.34% per year while VOO charges 0.03%. On a $10,000 position that is $34 vs $3 annually, a gap of $31 per year that compounds over a long holding period. On income, PRF currently yields 1.37% against 1.09% for VOO.

Holdings Overlap

60.0%overlap

PRF and VOO share 454 holdings out of 944 unique holdings combined, representing a 60.0% weight overlap.

High overlap means holding both may not provide much additional diversification.

Top Shared Holdings

StockWeight in PRFWeight in VOODifference
AAPL4.01%6.59%2.58%
NVDA0.59%7.51%6.92%
GOOGL3.68%3.25%0.43%
MSFTProProPro
AMZNProProPro
INTCProProPro
METAProProPro
AVGOProProPro
MUProProPro
JPMProProPro
See all 10 holdings PRF shares with VOO
Exact weights in each fund and the difference, for every overlapping position.
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Frequently Asked Questions

Which is cheaper, PRF or VOO?

PRF has an expense ratio of 0.34% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $31 per year of difference.

Which performed better, PRF or VOO?

Over the past year PRF returned +33.36% vs +24.01% for VOO, so PRF leads on 1-year performance. Over the longest common window we track (16 years), PRF annualized +9.25% vs +13.55% for VOO. Past performance does not guarantee future results.

Which is riskier, PRF or VOO?

PRF has been the more volatile fund at 16.6% annualized versus 14.1% for VOO. Worst drawdown: PRF -61.6% vs VOO -34.3%.

Should I hold both PRF and VOO?

PRF and VOO have a monthly-return correlation of 0.95, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between PRF and VOO?

PRF and VOO share 454 common holdings with a 60.0% weight overlap. Combined, they hold 944 unique securities.

Which pays a higher dividend, PRF or VOO?

PRF yields 1.37% while VOO yields 1.09%, so PRF currently pays the higher dividend yield.

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