PRF vs QQQ

Quick Verdict

QQQ has a lower expense ratio. PRF delivered stronger 1-year returns. PRF offers more diversification with 893 holdings.

Lower Fees: QQQHigher Returns: PRFMore Diversified: PRF

Side-by-Side Comparison

MetricPRFQQQWinner
Expense Ratio0.34%0.18%
AUM$9.8B$455.8B
Dividend Yield1.37%0.41%
Holdings1,004108
YTD Return+19.29%+18.34%
1Y Return+33.89%+28.94%
3Y Return (annualized)+20.44%+25.28%
5Y Return (annualized)+13.80%+15.22%
Volatility (annualized)16.6%30.6%
Max Drawdown-61.6%-83.0%
Fund FamilyInvesco (US)Invesco (US)
CategoryEquityEquity
InceptionDec 19, 2005Mar 10, 1999

PRF vs QQQ Performance

Invesco RAFI US 1000 ETF (PRF) is a ETF from Invesco (US) and Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US). Over the past year PRF returned +33.89% while QQQ returned +28.94%. Year to date, PRF is up 19.29% versus a gain of 18.34% for QQQ.

Over three years, PRF compounded at +20.44% per year against +25.28% for QQQ; over five years the annualized figures are +13.80% and +15.22% respectively. Across the full 21-year window we track, QQQ has the edge at +13.12% annualized vs +9.27%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 16.6% for PRF. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -61.6% for PRF and -83.0% for QQQ. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.80. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

PRF charges 0.34% per year while QQQ charges 0.18%. On a $10,000 position that is $34 vs $18 annually, a gap of $16 per year that compounds over a long holding period. On income, PRF currently yields 1.37% against 0.41% for QQQ.

Holdings Overlap

29.8%overlap

PRF and QQQ share 84 holdings out of 912 unique holdings combined, representing a 29.8% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in PRFWeight in QQQDifference
AAPL4.01%7.46%3.45%
NVDA0.59%7.88%7.29%
GOOGL3.68%3.29%0.39%
MSFTProProPro
AMZNProProPro
MUProProPro
INTCProProPro
METAProProPro
TSLAProProPro
AVGOProProPro
See all 10 holdings PRF shares with QQQ
Exact weights in each fund and the difference, for every overlapping position.
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Frequently Asked Questions

Which is cheaper, PRF or QQQ?

PRF has an expense ratio of 0.34% while QQQ charges 0.18%. QQQ is the cheaper option. On a $10,000 investment, that is $16 per year of difference.

Which performed better, PRF or QQQ?

Over the past year PRF returned +33.89% vs +28.94% for QQQ, so PRF leads on 1-year performance. Over the longest common window we track (21 years), PRF annualized +9.27% vs +13.12% for QQQ. Past performance does not guarantee future results.

Which is riskier, PRF or QQQ?

QQQ has been the more volatile fund at 30.6% annualized versus 16.6% for PRF. Worst drawdown: PRF -61.6% vs QQQ -83.0%.

Should I hold both PRF and QQQ?

PRF and QQQ have a monthly-return correlation of 0.80, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between PRF and QQQ?

PRF and QQQ share 84 common holdings with a 29.8% weight overlap. Combined, they hold 912 unique securities.

Which pays a higher dividend, PRF or QQQ?

PRF yields 1.37% while QQQ yields 0.41%, so PRF currently pays the higher dividend yield.

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