MPRO vs VTI
MPRO vs VTI
Monarch ProCap Index ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | MPRO | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 1.07% | 0.03% | |
| AUM | $258M | $663.5B | |
| Dividend Yield | 1.50% | 1.07% | |
| Holdings | 11 | 3,543 | |
| YTD Return | +6.34% | +13.57% | |
| 1Y Return | +9.43% | +24.23% | |
| 3Y Return (annualized) | +9.31% | +20.73% | |
| 5Y Return (annualized) | +5.33% | +12.24% | |
| Volatility (annualized) | 9.7% | 15.3% | |
| Max Drawdown | -14.5% | -56.6% | |
| Fund Family | Monarch Funds | Vanguard (US) | |
| Category | Allocation/Balanced | Equity | |
| Inception | Mar 23, 2021 | May 24, 2001 |
MPRO vs VTI Performance
Monarch ProCap Index ETF (MPRO) is a ETF from Monarch Funds and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year MPRO returned +9.43% while VTI returned +24.23%. Year to date, MPRO is up 6.34% versus a gain of 13.57% for VTI.
Over three years, MPRO compounded at +9.31% per year against +20.73% for VTI; over five years the annualized figures are +5.33% and +12.24% respectively. Across the full 5-year window we track, VTI has the edge at +8.12% annualized vs +6.45%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 9.7% for MPRO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -14.5% for MPRO and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.83. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
MPRO charges 1.07% per year while VTI charges 0.03%. On a $10,000 position that is $107 vs $3 annually, a gap of $104 per year that compounds over a long holding period. On income, MPRO currently yields 1.50% against 1.07% for VTI.
Holdings Overlap
MPRO and VTI share 0 holdings out of 2791 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, MPRO or VTI?
MPRO has an expense ratio of 1.07% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $104 per year of difference.
Which performed better, MPRO or VTI?
Over the past year MPRO returned +9.43% vs +24.23% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (5 years), MPRO annualized +6.45% vs +8.12% for VTI. Past performance does not guarantee future results.
Which is riskier, MPRO or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 9.7% for MPRO. Worst drawdown: MPRO -14.5% vs VTI -56.6%.
Should I hold both MPRO and VTI?
MPRO and VTI have a monthly-return correlation of 0.83, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between MPRO and VTI?
MPRO and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2791 unique securities.
Which pays a higher dividend, MPRO or VTI?
MPRO yields 1.50% while VTI yields 1.07%, so MPRO currently pays the higher dividend yield.
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