MPRO vs VYM

Quick Verdict

VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 558 holdings.

Lower Fees: VYMHigher Returns: VYMMore Diversified: VYM

Side-by-Side Comparison

MetricMPROVYMWinner
Expense Ratio1.07%0.04%
AUM$258M$79.0B
Dividend Yield1.50%2.86%
Holdings11568
YTD Return+6.34%+15.45%
1Y Return+9.43%+26.05%
3Y Return (annualized)+9.31%+17.96%
5Y Return (annualized)+5.33%+12.54%
Volatility (annualized)9.7%14.6%
Max Drawdown-14.5%-58.8%
Fund FamilyMonarch FundsVanguard (US)
CategoryAllocation/BalancedEquity
InceptionMar 23, 2021Nov 10, 2006

MPRO vs VYM Performance

Monarch ProCap Index ETF (MPRO) is a ETF from Monarch Funds and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year MPRO returned +9.43% while VYM returned +26.05%. Year to date, MPRO is up 6.34% versus a gain of 15.45% for VYM.

Over three years, MPRO compounded at +9.31% per year against +17.96% for VYM; over five years the annualized figures are +5.33% and +12.54% respectively. Across the full 5-year window we track, VYM has the edge at +7.06% annualized vs +6.45%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VYM has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 9.7% for MPRO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -14.5% for MPRO and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.85. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

MPRO charges 1.07% per year while VYM charges 0.04%. On a $10,000 position that is $107 vs $4 annually, a gap of $103 per year that compounds over a long holding period. On income, MPRO currently yields 1.50% against 2.86% for VYM.

Holdings Overlap

0.0%overlap

MPRO and VYM share 0 holdings out of 566 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, MPRO or VYM?

MPRO has an expense ratio of 1.07% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $103 per year of difference.

Which performed better, MPRO or VYM?

Over the past year MPRO returned +9.43% vs +26.05% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (5 years), MPRO annualized +6.45% vs +7.06% for VYM. Past performance does not guarantee future results.

Which is riskier, MPRO or VYM?

VYM has been the more volatile fund at 14.6% annualized versus 9.7% for MPRO. Worst drawdown: MPRO -14.5% vs VYM -58.8%.

Should I hold both MPRO and VYM?

MPRO and VYM have a monthly-return correlation of 0.85, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between MPRO and VYM?

MPRO and VYM share 0 common holdings with a 0.0% weight overlap. Combined, they hold 566 unique securities.

Which pays a higher dividend, MPRO or VYM?

MPRO yields 1.50% while VYM yields 2.86%, so VYM currently pays the higher dividend yield.

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