MODL vs VTI
MODL vs VTI
VictoryShares WestEnd US Sector ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | MODL | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.46% | 0.03% | |
| AUM | $1.0B | $663.5B | |
| Dividend Yield | 0.71% | 1.07% | |
| Holdings | 371 | 3,543 | |
| YTD Return | +11.63% | +14.20% | |
| 1Y Return | +21.53% | +24.16% | |
| 3Y Return (annualized) | +20.25% | +21.12% | |
| 5Y Return (annualized) | - | +12.37% | |
| Volatility (annualized) | 12.4% | 15.3% | |
| Max Drawdown | -17.6% | -56.6% | |
| Fund Family | Victory Capital Management Inc. | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Oct 11, 2022 | May 24, 2001 |
MODL vs VTI Performance
VictoryShares WestEnd US Sector ETF (MODL) is a ETF from Victory Capital Management Inc. and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year MODL returned +21.53% while VTI returned +24.16%. Year to date, MODL is up 11.63% versus a gain of 14.20% for VTI.
Over three years, MODL compounded at +20.25% per year against +21.12% for VTI. Across the full 4-year window we track, MODL has the edge at +22.88% annualized vs +8.14%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 12.4% for MODL. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -17.6% for MODL and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.97. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
MODL charges 0.46% per year while VTI charges 0.03%. On a $10,000 position that is $46 vs $3 annually, a gap of $43 per year that compounds over a long holding period. On income, MODL currently yields 0.71% against 1.07% for VTI.
Holdings Overlap
MODL and VTI share 343 holdings out of 2808 unique holdings combined, representing a 68.1% weight overlap.
High overlap means holding both may not provide much additional diversification.
Top Shared Holdings
| Stock | Weight in MODL | Weight in VTI | Difference |
|---|---|---|---|
| NVDA | 6.66% | 6.32% | 0.34% |
| AAPL | 5.57% | 5.84% | 0.27% |
| GOOGL | 5.33% | 2.88% | 2.45% |
| MSFT | Pro | Pro | Pro |
| GOOG | Pro | Pro | Pro |
| AMZN | Pro | Pro | Pro |
| AVGO | Pro | Pro | Pro |
| META | Pro | Pro | Pro |
| JPM:US | Pro | Pro | Pro |
| LLY | Pro | Pro | Pro |
See all 10 holdings MODL shares with VTI Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, MODL or VTI?
MODL has an expense ratio of 0.46% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $43 per year of difference.
Which performed better, MODL or VTI?
Over the past year MODL returned +21.53% vs +24.16% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (4 years), MODL annualized +22.88% vs +8.14% for VTI. Past performance does not guarantee future results.
Which is riskier, MODL or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 12.4% for MODL. Worst drawdown: MODL -17.6% vs VTI -56.6%.
Should I hold both MODL and VTI?
MODL and VTI have a monthly-return correlation of 0.97, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.
What is the holdings overlap between MODL and VTI?
MODL and VTI share 343 common holdings with a 68.1% weight overlap. Combined, they hold 2808 unique securities.
Which pays a higher dividend, MODL or VTI?
MODL yields 0.71% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.
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