MODL vs SCHD
MODL vs SCHD
VictoryShares WestEnd US Sector ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. MODL offers more diversification with 368 holdings.
Side-by-Side Comparison
| Metric | MODL | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.46% | 0.06% | |
| AUM | $1.0B | $103.7B | |
| Dividend Yield | 0.71% | 3.31% | |
| Holdings | 371 | 104 | |
| YTD Return | +11.63% | +24.26% | |
| 1Y Return | +21.53% | +31.38% | |
| 3Y Return (annualized) | +20.25% | +15.08% | |
| 5Y Return (annualized) | - | +9.72% | |
| Volatility (annualized) | 12.4% | 13.6% | |
| Max Drawdown | -17.6% | -33.4% | |
| Fund Family | Victory Capital Management Inc. | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Oct 11, 2022 | Oct 20, 2011 |
MODL vs SCHD Performance
VictoryShares WestEnd US Sector ETF (MODL) is a ETF from Victory Capital Management Inc. and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year MODL returned +21.53% while SCHD returned +31.38%. Year to date, MODL is up 11.63% versus a gain of 24.26% for SCHD.
Over three years, MODL compounded at +20.25% per year against +15.08% for SCHD. Across the full 4-year window we track, MODL has the edge at +22.88% annualized vs +11.39%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 12.4% for MODL. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -17.6% for MODL and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.52. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
MODL charges 0.46% per year while SCHD charges 0.06%. On a $10,000 position that is $46 vs $6 annually, a gap of $40 per year that compounds over a long holding period. On income, MODL currently yields 0.71% against 3.31% for SCHD.
Holdings Overlap
MODL and SCHD share 32 holdings out of 436 unique holdings combined, representing a 7.5% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in MODL | Weight in SCHD | Difference |
|---|---|---|---|
| AMGN | 1.04% | 4.25% | 3.21% |
| UNH | 0.72% | 4.54% | 3.82% |
| MRK | 0.57% | 4.32% | 3.75% |
| ABT | Pro | Pro | Pro |
| PG | Pro | Pro | Pro |
| KO | Pro | Pro | Pro |
| HD | Pro | Pro | Pro |
| VZ | Pro | Pro | Pro |
| TXN | Pro | Pro | Pro |
| PEP | Pro | Pro | Pro |
See all 10 holdings MODL shares with SCHD Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, MODL or SCHD?
MODL has an expense ratio of 0.46% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $40 per year of difference.
Which performed better, MODL or SCHD?
Over the past year MODL returned +21.53% vs +31.38% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (4 years), MODL annualized +22.88% vs +11.39% for SCHD. Past performance does not guarantee future results.
Which is riskier, MODL or SCHD?
SCHD has been the more volatile fund at 13.6% annualized versus 12.4% for MODL. Worst drawdown: MODL -17.6% vs SCHD -33.4%.
Should I hold both MODL and SCHD?
MODL and SCHD have a monthly-return correlation of 0.52, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between MODL and SCHD?
MODL and SCHD share 32 common holdings with a 7.5% weight overlap. Combined, they hold 436 unique securities.
Which pays a higher dividend, MODL or SCHD?
MODL yields 0.71% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.