MIN vs VTI
MIN vs VTI
Aberdeen Intermediate Income Fund vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | MIN | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.64% | 0.03% | |
| AUM | $297M | $663.5B | |
| Dividend Yield | 8.84% | 1.07% | |
| Holdings | 219 | 3,543 | |
| YTD Return | -1.56% | +14.20% | |
| 1Y Return | -0.37% | +24.16% | |
| 3Y Return (annualized) | +4.78% | +21.12% | |
| 5Y Return (annualized) | +0.48% | +12.37% | |
| Volatility (annualized) | 7.5% | 15.3% | |
| Max Drawdown | -57.9% | -56.6% | |
| Fund Family | Aberdeen Asset Management | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Mar 17, 1988 | May 24, 2001 |
MIN vs VTI Performance
Aberdeen Intermediate Income Fund (MIN) is a ETF from Aberdeen Asset Management and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year MIN returned -0.37% while VTI returned +24.16%. Year to date, MIN is down 1.56% versus a gain of 14.20% for VTI.
Over three years, MIN compounded at +4.78% per year against +21.12% for VTI; over five years the annualized figures are +0.48% and +12.37% respectively. Across the full 25-year window we track, VTI has the edge at +8.14% annualized vs -1.58%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 7.5% for MIN. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -57.9% for MIN and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.16. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
MIN charges 0.64% per year while VTI charges 0.03%. On a $10,000 position that is $64 vs $3 annually, a gap of $61 per year that compounds over a long holding period. On income, MIN currently yields 8.84% against 1.07% for VTI.
Holdings Overlap
MIN and VTI share 0 holdings out of 2932 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, MIN or VTI?
MIN has an expense ratio of 0.64% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $61 per year of difference.
Which performed better, MIN or VTI?
Over the past year MIN returned -0.37% vs +24.16% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (25 years), MIN annualized -1.58% vs +8.14% for VTI. Past performance does not guarantee future results.
Which is riskier, MIN or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 7.5% for MIN. Worst drawdown: MIN -57.9% vs VTI -56.6%.
Should I hold both MIN and VTI?
MIN and VTI have a monthly-return correlation of 0.16, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between MIN and VTI?
MIN and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2932 unique securities.
Which pays a higher dividend, MIN or VTI?
MIN yields 8.84% while VTI yields 1.07%, so MIN currently pays the higher dividend yield.
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