LRGF vs SCHD
LRGF vs SCHD
iShares US Equity Factor ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. LRGF offers more diversification with 291 holdings.
Side-by-Side Comparison
| Metric | LRGF | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.08% | 0.06% | |
| AUM | $3.5B | $103.7B | |
| Dividend Yield | 1.08% | 3.31% | |
| Holdings | 298 | 104 | |
| YTD Return | +11.35% | +23.02% | |
| 1Y Return | +18.95% | +30.75% | |
| 3Y Return (annualized) | +21.17% | +14.89% | |
| 5Y Return (annualized) | +13.41% | +9.38% | |
| Volatility (annualized) | 15.3% | 13.6% | |
| Max Drawdown | -36.0% | -33.4% | |
| Fund Family | iShares by BlackRock (US) | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Apr 28, 2015 | Oct 20, 2011 |
LRGF vs SCHD Performance
iShares US Equity Factor ETF (LRGF) is a ETF from iShares by BlackRock (US) and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year LRGF returned +18.95% while SCHD returned +30.75%. Year to date, LRGF is up 11.35% versus a gain of 23.02% for SCHD.
Over three years, LRGF compounded at +21.17% per year against +14.89% for SCHD; over five years the annualized figures are +13.41% and +9.38% respectively. Across the full 11-year window we track, LRGF has the edge at +11.38% annualized vs +11.33%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
LRGF has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -36.0% for LRGF and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.84. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
LRGF charges 0.08% per year while SCHD charges 0.06%. On a $10,000 position that is $8 vs $6 annually, a gap of $2 per year that compounds over a long holding period. On income, LRGF currently yields 1.08% against 3.31% for SCHD.
Holdings Overlap
LRGF and SCHD share 23 holdings out of 368 unique holdings combined, representing a 7.3% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in LRGF | Weight in SCHD | Difference |
|---|---|---|---|
| UNH | 0.31% | 4.54% | 4.23% |
| PG | 0.63% | 4.15% | 3.52% |
| ABT | 0.28% | 4.49% | 4.21% |
| MRK | Pro | Pro | Pro |
| AMGN | Pro | Pro | Pro |
| KO | Pro | Pro | Pro |
| CVX | Pro | Pro | Pro |
| PEP | Pro | Pro | Pro |
| HD | Pro | Pro | Pro |
| VZ | Pro | Pro | Pro |
See all 10 holdings LRGF shares with SCHD Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, LRGF or SCHD?
LRGF has an expense ratio of 0.08% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $2 per year of difference.
Which performed better, LRGF or SCHD?
Over the past year LRGF returned +18.95% vs +30.75% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (11 years), LRGF annualized +11.38% vs +11.33% for SCHD. Past performance does not guarantee future results.
Which is riskier, LRGF or SCHD?
LRGF has been the more volatile fund at 15.3% annualized versus 13.6% for SCHD. Worst drawdown: LRGF -36.0% vs SCHD -33.4%.
Should I hold both LRGF and SCHD?
LRGF and SCHD have a monthly-return correlation of 0.84, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between LRGF and SCHD?
LRGF and SCHD share 23 common holdings with a 7.3% weight overlap. Combined, they hold 368 unique securities.
Which pays a higher dividend, LRGF or SCHD?
LRGF yields 1.08% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
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