LGI vs VTI
LGI vs VTI
Lazard Global Total Return and Income Fund vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | LGI | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 1.72% | 0.03% | |
| AUM | - | $663.5B | |
| Dividend Yield | 9.83% | 1.07% | |
| Holdings | 108 | 3,543 | |
| YTD Return | +11.01% | +13.57% | |
| 1Y Return | +19.32% | +24.23% | |
| 3Y Return (annualized) | +16.70% | +20.73% | |
| 5Y Return (annualized) | +6.95% | +12.24% | |
| Volatility (annualized) | 19.5% | 15.3% | |
| Max Drawdown | -67.2% | -56.6% | |
| Fund Family | Lazard Asset Management | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Apr 28, 2004 | May 24, 2001 |
LGI vs VTI Performance
Lazard Global Total Return and Income Fund (LGI) is a ETF from Lazard Asset Management and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year LGI returned +19.32% while VTI returned +24.23%. Year to date, LGI is up 11.01% versus a gain of 13.57% for VTI.
Over three years, LGI compounded at +16.70% per year against +20.73% for VTI; over five years the annualized figures are +6.95% and +12.24% respectively. Across the full 22-year window we track, VTI has the edge at +8.12% annualized vs +1.90%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
LGI has been the more volatile fund, with annualized monthly volatility of 19.5% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -67.2% for LGI and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.85. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
LGI charges 1.72% per year while VTI charges 0.03%. On a $10,000 position that is $172 vs $3 annually, a gap of $169 per year that compounds over a long holding period. On income, LGI currently yields 9.83% against 1.07% for VTI.
Holdings Overlap
LGI and VTI share 29 holdings out of 2822 unique holdings combined, representing a 18.2% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in LGI | Weight in VTI | Difference |
|---|---|---|---|
| AAPL | 4.69% | 5.84% | 1.15% |
| MSFT | 3.10% | 3.81% | 0.71% |
| AMZN | 3.00% | 3.17% | 0.17% |
| GOOGL | Pro | Pro | Pro |
| KLAC | Pro | Pro | Pro |
| V | Pro | Pro | Pro |
| SCHW | Pro | Pro | Pro |
| APH | Pro | Pro | Pro |
| META | Pro | Pro | Pro |
| KO | Pro | Pro | Pro |
See all 10 holdings LGI shares with VTI Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, LGI or VTI?
LGI has an expense ratio of 1.72% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $169 per year of difference.
Which performed better, LGI or VTI?
Over the past year LGI returned +19.32% vs +24.23% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (22 years), LGI annualized +1.90% vs +8.12% for VTI. Past performance does not guarantee future results.
Which is riskier, LGI or VTI?
LGI has been the more volatile fund at 19.5% annualized versus 15.3% for VTI. Worst drawdown: LGI -67.2% vs VTI -56.6%.
Should I hold both LGI and VTI?
LGI and VTI have a monthly-return correlation of 0.85, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between LGI and VTI?
LGI and VTI share 29 common holdings with a 18.2% weight overlap. Combined, they hold 2822 unique securities.
Which pays a higher dividend, LGI or VTI?
LGI yields 9.83% while VTI yields 1.07%, so LGI currently pays the higher dividend yield.
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