LGI vs SCHD
LGI vs SCHD
Lazard Global Total Return and Income Fund vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | LGI | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 1.72% | 0.06% | |
| AUM | - | $103.7B | |
| Dividend Yield | 9.83% | 3.31% | |
| Holdings | 108 | 104 | |
| YTD Return | +12.22% | +24.26% | |
| 1Y Return | +19.99% | +31.38% | |
| 3Y Return (annualized) | +17.31% | +15.08% | |
| 5Y Return (annualized) | +7.11% | +9.72% | |
| Volatility (annualized) | 19.5% | 13.6% | |
| Max Drawdown | -67.2% | -33.4% | |
| Fund Family | Lazard Asset Management | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Apr 28, 2004 | Oct 20, 2011 |
LGI vs SCHD Performance
Lazard Global Total Return and Income Fund (LGI) is a ETF from Lazard Asset Management and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year LGI returned +19.99% while SCHD returned +31.38%. Year to date, LGI is up 12.22% versus a gain of 24.26% for SCHD.
Over three years, LGI compounded at +17.31% per year against +15.08% for SCHD; over five years the annualized figures are +7.11% and +9.72% respectively. Across the full 15-year window we track, SCHD has the edge at +11.39% annualized vs +1.95%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
LGI has been the more volatile fund, with annualized monthly volatility of 19.5% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -67.2% for LGI and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.79. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
LGI charges 1.72% per year while SCHD charges 0.06%. On a $10,000 position that is $172 vs $6 annually, a gap of $166 per year that compounds over a long holding period. On income, LGI currently yields 9.83% against 3.31% for SCHD.
Holdings Overlap
LGI and SCHD share 4 holdings out of 164 unique holdings combined, representing a 4.8% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
Frequently Asked Questions
Which is cheaper, LGI or SCHD?
LGI has an expense ratio of 1.72% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $166 per year of difference.
Which performed better, LGI or SCHD?
Over the past year LGI returned +19.99% vs +31.38% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (15 years), LGI annualized +1.95% vs +11.39% for SCHD. Past performance does not guarantee future results.
Which is riskier, LGI or SCHD?
LGI has been the more volatile fund at 19.5% annualized versus 13.6% for SCHD. Worst drawdown: LGI -67.2% vs SCHD -33.4%.
Should I hold both LGI and SCHD?
LGI and SCHD have a monthly-return correlation of 0.79, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between LGI and SCHD?
LGI and SCHD share 4 common holdings with a 4.8% weight overlap. Combined, they hold 164 unique securities.
Which pays a higher dividend, LGI or SCHD?
LGI yields 9.83% while SCHD yields 3.31%, so LGI currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.