JHMD vs VTI

Quick Verdict

VTI has a lower expense ratio. JHMD delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: JHMDMore Diversified: VTI

Side-by-Side Comparison

MetricJHMDVTIWinner
Expense Ratio0.39%0.03%
AUM$943M$663.5B
Dividend Yield3.07%1.07%
Holdings5903,543
YTD Return+13.64%+14.20%
1Y Return+24.55%+24.16%
3Y Return (annualized)+18.26%+21.12%
5Y Return (annualized)+9.86%+12.37%
Volatility (annualized)14.9%15.3%
Max Drawdown-38.9%-56.6%
Fund FamilyJohn Hancock Investment ManagementVanguard (US)
CategoryEquityEquity
InceptionDec 15, 2016May 24, 2001

JHMD vs VTI Performance

John Hancock MultiFactor Developed International ETF (JHMD) is a ETF from John Hancock Investment Management and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year JHMD returned +24.55% while VTI returned +24.16%. Year to date, JHMD is up 13.64% versus a gain of 14.20% for VTI.

Over three years, JHMD compounded at +18.26% per year against +21.12% for VTI; over five years the annualized figures are +9.86% and +12.37% respectively. Across the full 10-year window we track, JHMD has the edge at +8.80% annualized vs +8.14%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 14.9% for JHMD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -38.9% for JHMD and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.82. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

JHMD charges 0.39% per year while VTI charges 0.03%. On a $10,000 position that is $39 vs $3 annually, a gap of $36 per year that compounds over a long holding period. On income, JHMD currently yields 3.07% against 1.07% for VTI.

Holdings Overlap

0.1%overlap

JHMD and VTI share 4 holdings out of 3353 unique holdings combined, representing a 0.1% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in JHMDWeight in VTIDifference
ROP0.77%0.05%0.72%
BG0.05%0.02%0.03%
SIG0.03%0.00%0.03%
SGP:AUProProPro
See all 4 holdings JHMD shares with VTI
Exact weights in each fund and the difference, for every overlapping position.
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Frequently Asked Questions

Which is cheaper, JHMD or VTI?

JHMD has an expense ratio of 0.39% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $36 per year of difference.

Which performed better, JHMD or VTI?

Over the past year JHMD returned +24.55% vs +24.16% for VTI, so JHMD leads on 1-year performance. Over the longest common window we track (10 years), JHMD annualized +8.80% vs +8.14% for VTI. Past performance does not guarantee future results.

Which is riskier, JHMD or VTI?

VTI has been the more volatile fund at 15.3% annualized versus 14.9% for JHMD. Worst drawdown: JHMD -38.9% vs VTI -56.6%.

Should I hold both JHMD and VTI?

JHMD and VTI have a monthly-return correlation of 0.82, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between JHMD and VTI?

JHMD and VTI share 4 common holdings with a 0.1% weight overlap. Combined, they hold 3353 unique securities.

Which pays a higher dividend, JHMD or VTI?

JHMD yields 3.07% while VTI yields 1.07%, so JHMD currently pays the higher dividend yield.

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