JHMD vs SCHD
JHMD vs SCHD
John Hancock MultiFactor Developed International ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. JHMD offers more diversification with 575 holdings.
Side-by-Side Comparison
| Metric | JHMD | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.39% | 0.06% | |
| AUM | $943M | $103.7B | |
| Dividend Yield | 3.07% | 3.31% | |
| Holdings | 590 | 104 | |
| YTD Return | +12.16% | +24.08% | |
| 1Y Return | +25.32% | +31.88% | |
| 3Y Return (annualized) | +17.57% | +14.92% | |
| 5Y Return (annualized) | +9.54% | +9.85% | |
| Volatility (annualized) | 14.9% | 13.6% | |
| Max Drawdown | -38.9% | -33.4% | |
| Fund Family | John Hancock Investment Management | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Dec 15, 2016 | Oct 20, 2011 |
JHMD vs SCHD Performance
John Hancock MultiFactor Developed International ETF (JHMD) is a ETF from John Hancock Investment Management and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year JHMD returned +25.32% while SCHD returned +31.88%. Year to date, JHMD is up 12.16% versus a gain of 24.08% for SCHD.
Over three years, JHMD compounded at +17.57% per year against +14.92% for SCHD; over five years the annualized figures are +9.54% and +9.85% respectively. Across the full 10-year window we track, SCHD has the edge at +11.39% annualized vs +8.66%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
JHMD has been the more volatile fund, with annualized monthly volatility of 14.9% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -38.9% for JHMD and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.80. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
JHMD charges 0.39% per year while SCHD charges 0.06%. On a $10,000 position that is $39 vs $6 annually, a gap of $33 per year that compounds over a long holding period. On income, JHMD currently yields 3.07% against 3.31% for SCHD.
Holdings Overlap
JHMD and SCHD share 0 holdings out of 675 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, JHMD or SCHD?
JHMD has an expense ratio of 0.39% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $33 per year of difference.
Which performed better, JHMD or SCHD?
Over the past year JHMD returned +25.32% vs +31.88% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (10 years), JHMD annualized +8.66% vs +11.39% for SCHD. Past performance does not guarantee future results.
Which is riskier, JHMD or SCHD?
JHMD has been the more volatile fund at 14.9% annualized versus 13.6% for SCHD. Worst drawdown: JHMD -38.9% vs SCHD -33.4%.
Should I hold both JHMD and SCHD?
JHMD and SCHD have a monthly-return correlation of 0.80, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between JHMD and SCHD?
JHMD and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 675 unique securities.
Which pays a higher dividend, JHMD or SCHD?
JHMD yields 3.07% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
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