JHCR vs VTI
JHCR vs VTI
John Hancock Core Bond ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | JHCR | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.29% | 0.03% | |
| AUM | $2.5B | $663.5B | |
| Dividend Yield | 4.22% | 1.07% | |
| Holdings | 916 | 3,543 | |
| YTD Return | +0.35% | +13.92% | |
| 1Y Return | +2.68% | +24.07% | |
| 3Y Return (annualized) | - | +20.88% | |
| 5Y Return (annualized) | - | +12.47% | |
| Volatility (annualized) | 3.4% | 15.3% | |
| Max Drawdown | -2.9% | -56.6% | |
| Fund Family | John Hancock Investment Management | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Dec 18, 2024 | May 24, 2001 |
JHCR vs VTI Performance
John Hancock Core Bond ETF (JHCR) is a ETF from John Hancock Investment Management and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year JHCR returned +2.68% while VTI returned +24.07%. Year to date, JHCR is up 0.35% versus a gain of 13.92% for VTI.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 3.4% for JHCR. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -2.9% for JHCR and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.20. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
JHCR charges 0.29% per year while VTI charges 0.03%. On a $10,000 position that is $29 vs $3 annually, a gap of $26 per year that compounds over a long holding period. On income, JHCR currently yields 4.22% against 1.07% for VTI.
Holdings Overlap
JHCR and VTI share 4 holdings out of 3202 unique holdings combined, representing a 0.3% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in JHCR | Weight in VTI | Difference |
|---|---|---|---|
| AMZN | 0.10% | 3.17% | 3.07% |
| ORCL | 0.10% | 0.35% | 0.25% |
| EXC | 0.05% | 0.07% | 0.02% |
| CNP | Pro | Pro | Pro |
See all 4 holdings JHCR shares with VTI Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, JHCR or VTI?
JHCR has an expense ratio of 0.29% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $26 per year of difference.
Which performed better, JHCR or VTI?
Over the past year JHCR returned +2.68% vs +24.07% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (2 years), JHCR annualized +4.59% vs +8.13% for VTI. Past performance does not guarantee future results.
Which is riskier, JHCR or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 3.4% for JHCR. Worst drawdown: JHCR -2.9% vs VTI -56.6%.
Should I hold both JHCR and VTI?
JHCR and VTI have a monthly-return correlation of 0.20, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between JHCR and VTI?
JHCR and VTI share 4 common holdings with a 0.3% weight overlap. Combined, they hold 3202 unique securities.
Which pays a higher dividend, JHCR or VTI?
JHCR yields 4.22% while VTI yields 1.07%, so JHCR currently pays the higher dividend yield.
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