JHCR vs VYM

Quick Verdict

VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 558 holdings.

Lower Fees: VYMHigher Returns: VYMMore Diversified: VYM

Side-by-Side Comparison

MetricJHCRVYMWinner
Expense Ratio0.29%0.04%
AUM$2.5B$79.0B
Dividend Yield4.22%2.86%
Holdings916568
YTD Return-0.17%+13.24%
1Y Return+3.19%+23.76%
3Y Return (annualized)-+16.97%
5Y Return (annualized)-+12.26%
Volatility (annualized)3.5%14.6%
Max Drawdown-2.9%-58.8%
Fund FamilyJohn Hancock Investment ManagementVanguard (US)
CategoryFixed IncomeEquity
InceptionDec 18, 2024Nov 10, 2006

JHCR vs VYM Performance

John Hancock Core Bond ETF (JHCR) is a ETF from John Hancock Investment Management and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year JHCR returned +3.19% while VYM returned +23.76%. Year to date, JHCR is down 0.17% versus a gain of 13.24% for VYM.

Risk: Volatility and Drawdowns

VYM has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 3.5% for JHCR. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -2.9% for JHCR and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.40. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

JHCR charges 0.29% per year while VYM charges 0.04%. On a $10,000 position that is $29 vs $4 annually, a gap of $25 per year that compounds over a long holding period. On income, JHCR currently yields 4.22% against 2.86% for VYM.

Holdings Overlap

0.1%overlap

JHCR and VYM share 2 holdings out of 979 unique holdings combined, representing a 0.1% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in JHCRWeight in VYMDifference
EXC0.05%0.22%0.17%
CNP0.08%0.12%0.04%

Frequently Asked Questions

Which is cheaper, JHCR or VYM?

JHCR has an expense ratio of 0.29% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $25 per year of difference.

Which performed better, JHCR or VYM?

Over the past year JHCR returned +3.19% vs +23.76% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (2 years), JHCR annualized +4.29% vs +6.96% for VYM. Past performance does not guarantee future results.

Which is riskier, JHCR or VYM?

VYM has been the more volatile fund at 14.6% annualized versus 3.5% for JHCR. Worst drawdown: JHCR -2.9% vs VYM -58.8%.

Should I hold both JHCR and VYM?

JHCR and VYM have a monthly-return correlation of 0.40, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between JHCR and VYM?

JHCR and VYM share 2 common holdings with a 0.1% weight overlap. Combined, they hold 979 unique securities.

Which pays a higher dividend, JHCR or VYM?

JHCR yields 4.22% while VYM yields 2.86%, so JHCR currently pays the higher dividend yield.

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