JHCR vs SCHD
JHCR vs SCHD
John Hancock Core Bond ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. JHCR offers more diversification with 423 holdings.
Side-by-Side Comparison
| Metric | JHCR | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.29% | 0.06% | |
| AUM | $2.5B | $103.7B | |
| Dividend Yield | 4.22% | 3.31% | |
| Holdings | 916 | 104 | |
| YTD Return | -0.17% | +22.69% | |
| 1Y Return | +3.19% | +30.94% | |
| 3Y Return (annualized) | - | +14.20% | |
| 5Y Return (annualized) | - | +9.59% | |
| Volatility (annualized) | 3.5% | 13.7% | |
| Max Drawdown | -2.9% | -33.4% | |
| Fund Family | John Hancock Investment Management | Charles Schwab Asset Management | |
| Category | Fixed Income | Equity | |
| Inception | Dec 18, 2024 | Oct 20, 2011 |
JHCR vs SCHD Performance
John Hancock Core Bond ETF (JHCR) is a ETF from John Hancock Investment Management and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year JHCR returned +3.19% while SCHD returned +30.94%. Year to date, JHCR is down 0.17% versus a gain of 22.69% for SCHD.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.7% compared with 3.5% for JHCR. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -2.9% for JHCR and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.24. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
JHCR charges 0.29% per year while SCHD charges 0.06%. On a $10,000 position that is $29 vs $6 annually, a gap of $23 per year that compounds over a long holding period. On income, JHCR currently yields 4.22% against 3.31% for SCHD.
Holdings Overlap
JHCR and SCHD share 0 holdings out of 523 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, JHCR or SCHD?
JHCR has an expense ratio of 0.29% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $23 per year of difference.
Which performed better, JHCR or SCHD?
Over the past year JHCR returned +3.19% vs +30.94% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), JHCR annualized +4.29% vs +11.31% for SCHD. Past performance does not guarantee future results.
Which is riskier, JHCR or SCHD?
SCHD has been the more volatile fund at 13.7% annualized versus 3.5% for JHCR. Worst drawdown: JHCR -2.9% vs SCHD -33.4%.
Should I hold both JHCR and SCHD?
JHCR and SCHD have a monthly-return correlation of 0.24, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between JHCR and SCHD?
JHCR and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 523 unique securities.
Which pays a higher dividend, JHCR or SCHD?
JHCR yields 4.22% while SCHD yields 3.31%, so JHCR currently pays the higher dividend yield.
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