IVW vs VTI

Quick Verdict

VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: VTIMore Diversified: VTI

Side-by-Side Comparison

MetricIVWVTIWinner
Expense Ratio0.18%0.03%
AUM$72.2B$663.5B
Dividend Yield0.36%1.07%
Holdings1523,543
YTD Return+9.85%+10.14%
1Y Return+19.22%+19.82%
3Y Return (annualized)+23.86%+18.94%
5Y Return (annualized)+13.17%+11.79%
Volatility (annualized)16.2%15.4%
Max Drawdown-72.1%-56.6%
Fund FamilyiShares by BlackRock (US)Vanguard (US)
CategoryEquityEquity
InceptionMay 22, 2000May 24, 2001

IVW vs VTI Performance

iShares S&P 500 Growth ETF (IVW) is a ETF from iShares by BlackRock (US) and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year IVW returned +19.22% while VTI returned +19.82%. Year to date, IVW is up 9.85% versus a gain of 10.14% for VTI.

Over three years, IVW compounded at +23.86% per year against +18.94% for VTI; over five years the annualized figures are +13.17% and +11.79% respectively. Across the full 25-year window we track, VTI has the edge at +7.99% annualized vs +7.67%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

IVW has been the more volatile fund, with annualized monthly volatility of 16.2% compared with 15.4% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -72.1% for IVW and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.96. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

IVW charges 0.18% per year while VTI charges 0.03%. On a $10,000 position that is $18 vs $3 annually, a gap of $15 per year that compounds over a long holding period. On income, IVW currently yields 0.36% against 1.07% for VTI.

Holdings Overlap

57.8%overlap

IVW and VTI share 139 holdings out of 2793 unique holdings combined, representing a 57.8% weight overlap.

High overlap means holding both may not provide much additional diversification.

Top Shared Holdings

StockWeight in IVWWeight in VTIDifference
NVDA13.39%6.32%7.07%
AAPL6.49%5.84%0.65%
MSFT8.12%3.81%4.31%
GOOGLProProPro
AVGOProProPro
GOOGProProPro
AMZNProProPro
METAProProPro
MUProProPro
LLYProProPro
See all 10 holdings IVW shares with VTI
Exact weights in each fund and the difference, for every overlapping position.
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Frequently Asked Questions

Which is cheaper, IVW or VTI?

IVW has an expense ratio of 0.18% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $15 per year of difference.

Which performed better, IVW or VTI?

Over the past year IVW returned +19.22% vs +19.82% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (25 years), IVW annualized +7.67% vs +7.99% for VTI. Past performance does not guarantee future results.

Which is riskier, IVW or VTI?

IVW has been the more volatile fund at 16.2% annualized versus 15.4% for VTI. Worst drawdown: IVW -72.1% vs VTI -56.6%.

Should I hold both IVW and VTI?

IVW and VTI have a monthly-return correlation of 0.96, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between IVW and VTI?

IVW and VTI share 139 common holdings with a 57.8% weight overlap. Combined, they hold 2793 unique securities.

Which pays a higher dividend, IVW or VTI?

IVW yields 0.36% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.

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