INFO vs VTI

Quick Verdict

VTI has a lower expense ratio. INFO delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: INFOMore Diversified: VTI

Side-by-Side Comparison

MetricINFOVTIWinner
Expense Ratio0.35%0.03%
AUM$830M$663.5B
Dividend Yield0.32%1.07%
Holdings1313,543
YTD Return+13.69%+11.83%
1Y Return+25.33%+21.79%
3Y Return (annualized)-+20.40%
5Y Return (annualized)-+11.96%
Volatility (annualized)13.3%15.3%
Max Drawdown-19.6%-56.6%
Fund FamilyHarbor FundsVanguard (US)
CategoryEquityEquity
InceptionOct 8, 2024May 24, 2001

INFO vs VTI Performance

Harbor PanAgora Dynamic Large Cap Core ETF (INFO) is a ETF from Harbor Funds and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year INFO returned +25.33% while VTI returned +21.79%. Year to date, INFO is up 13.69% versus a gain of 11.83% for VTI.

Risk: Volatility and Drawdowns

VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 13.3% for INFO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -19.6% for INFO and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.98. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

INFO charges 0.35% per year while VTI charges 0.03%. On a $10,000 position that is $35 vs $3 annually, a gap of $32 per year that compounds over a long holding period. On income, INFO currently yields 0.32% against 1.07% for VTI.

Holdings Overlap

50.2%overlap

INFO and VTI share 131 holdings out of 2798 unique holdings combined, representing a 50.2% weight overlap.

High overlap means holding both may not provide much additional diversification.

Top Shared Holdings

StockWeight in INFOWeight in VTIDifference
NVDA8.33%6.32%2.01%
AAPL8.31%5.84%2.47%
GOOGL5.76%2.88%2.88%
MSFTProProPro
AMZNProProPro
AVGOProProPro
METAProProPro
MUProProPro
LLYProProPro
TSLAProProPro
See all 10 holdings INFO shares with VTI
Exact weights in each fund and the difference, for every overlapping position.
Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime.

Frequently Asked Questions

Which is cheaper, INFO or VTI?

INFO has an expense ratio of 0.35% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $32 per year of difference.

Which performed better, INFO or VTI?

Over the past year INFO returned +25.33% vs +21.79% for VTI, so INFO leads on 1-year performance. Over the longest common window we track (2 years), INFO annualized +20.09% vs +8.06% for VTI. Past performance does not guarantee future results.

Which is riskier, INFO or VTI?

VTI has been the more volatile fund at 15.3% annualized versus 13.3% for INFO. Worst drawdown: INFO -19.6% vs VTI -56.6%.

Should I hold both INFO and VTI?

INFO and VTI have a monthly-return correlation of 0.98, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between INFO and VTI?

INFO and VTI share 131 common holdings with a 50.2% weight overlap. Combined, they hold 2798 unique securities.

Which pays a higher dividend, INFO or VTI?

INFO yields 0.32% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.

Get Full ETF Analytics

Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.

See inside every ETF you own
$29/moCancel anytime.
Try FundXLS →