INFO vs QQQ

Quick Verdict

QQQ has a lower expense ratio. INFO delivered stronger 1-year returns. INFO offers more diversification with 146 holdings.

Lower Fees: QQQHigher Returns: INFOMore Diversified: INFO

Side-by-Side Comparison

MetricINFOQQQWinner
Expense Ratio0.35%0.18%
AUM$830M$455.8B
Dividend Yield0.32%0.41%
Holdings131108
YTD Return+13.69%+14.45%
1Y Return+25.33%+24.70%
3Y Return (annualized)-+24.19%
5Y Return (annualized)-+14.49%
Volatility (annualized)13.3%30.6%
Max Drawdown-19.6%-83.0%
Fund FamilyHarbor FundsInvesco (US)
CategoryEquityEquity
InceptionOct 8, 2024Mar 10, 1999

INFO vs QQQ Performance

Harbor PanAgora Dynamic Large Cap Core ETF (INFO) is a ETF from Harbor Funds and Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US). Over the past year INFO returned +25.33% while QQQ returned +24.70%. Year to date, INFO is up 13.69% versus a gain of 14.45% for QQQ.

Risk: Volatility and Drawdowns

QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 13.3% for INFO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -19.6% for INFO and -83.0% for QQQ. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.90. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

INFO charges 0.35% per year while QQQ charges 0.18%. On a $10,000 position that is $35 vs $18 annually, a gap of $17 per year that compounds over a long holding period. On income, INFO currently yields 0.32% against 0.41% for QQQ.

Holdings Overlap

44.3%overlap

INFO and QQQ share 32 holdings out of 217 unique holdings combined, representing a 44.3% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in INFOWeight in QQQDifference
NVDA8.33%7.88%0.45%
AAPL8.31%7.46%0.85%
MSFT4.44%4.65%0.21%
GOOGLProProPro
AMZNProProPro
MUProProPro
AVGOProProPro
METAProProPro
AMDProProPro
TSLAProProPro
See all 10 holdings INFO shares with QQQ
Exact weights in each fund and the difference, for every overlapping position.
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Frequently Asked Questions

Which is cheaper, INFO or QQQ?

INFO has an expense ratio of 0.35% while QQQ charges 0.18%. QQQ is the cheaper option. On a $10,000 investment, that is $17 per year of difference.

Which performed better, INFO or QQQ?

Over the past year INFO returned +25.33% vs +24.70% for QQQ, so INFO leads on 1-year performance. Over the longest common window we track (2 years), INFO annualized +20.09% vs +12.98% for QQQ. Past performance does not guarantee future results.

Which is riskier, INFO or QQQ?

QQQ has been the more volatile fund at 30.6% annualized versus 13.3% for INFO. Worst drawdown: INFO -19.6% vs QQQ -83.0%.

Should I hold both INFO and QQQ?

INFO and QQQ have a monthly-return correlation of 0.90, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between INFO and QQQ?

INFO and QQQ share 32 common holdings with a 44.3% weight overlap. Combined, they hold 217 unique securities.

Which pays a higher dividend, INFO or QQQ?

INFO yields 0.32% while QQQ yields 0.41%, so QQQ currently pays the higher dividend yield.

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