INFO vs VYM

Quick Verdict

VYM has a lower expense ratio. INFO delivered stronger 1-year returns. VYM offers more diversification with 558 holdings.

Lower Fees: VYMHigher Returns: INFOMore Diversified: VYM

Side-by-Side Comparison

MetricINFOVYMWinner
Expense Ratio0.35%0.04%
AUM$830M$79.0B
Dividend Yield0.32%2.86%
Holdings131568
YTD Return+13.69%+13.82%
1Y Return+25.33%+24.08%
3Y Return (annualized)-+17.72%
5Y Return (annualized)-+12.13%
Volatility (annualized)13.3%14.6%
Max Drawdown-19.6%-58.8%
Fund FamilyHarbor FundsVanguard (US)
CategoryEquityEquity
InceptionOct 8, 2024Nov 10, 2006

INFO vs VYM Performance

Harbor PanAgora Dynamic Large Cap Core ETF (INFO) is a ETF from Harbor Funds and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year INFO returned +25.33% while VYM returned +24.08%. Year to date, INFO is up 13.69% versus a gain of 13.82% for VYM.

Risk: Volatility and Drawdowns

VYM has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 13.3% for INFO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -19.6% for INFO and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.72. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

INFO charges 0.35% per year while VYM charges 0.04%. On a $10,000 position that is $35 vs $4 annually, a gap of $31 per year that compounds over a long holding period. On income, INFO currently yields 0.32% against 2.86% for VYM.

Holdings Overlap

22.1%overlap

INFO and VYM share 61 holdings out of 643 unique holdings combined, representing a 22.1% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in INFOWeight in VYMDifference
AVGO3.07%6.47%3.40%
JNJ1.56%2.62%1.06%
JPM0.65%3.36%2.71%
XOMProProPro
WMTProProPro
ABBVProProPro
PMProProPro
CVXProProPro
NEEProProPro
UNHProProPro
See all 10 holdings INFO shares with VYM
Exact weights in each fund and the difference, for every overlapping position.
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Frequently Asked Questions

Which is cheaper, INFO or VYM?

INFO has an expense ratio of 0.35% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $31 per year of difference.

Which performed better, INFO or VYM?

Over the past year INFO returned +25.33% vs +24.08% for VYM, so INFO leads on 1-year performance. Over the longest common window we track (2 years), INFO annualized +20.09% vs +6.98% for VYM. Past performance does not guarantee future results.

Which is riskier, INFO or VYM?

VYM has been the more volatile fund at 14.6% annualized versus 13.3% for INFO. Worst drawdown: INFO -19.6% vs VYM -58.8%.

Should I hold both INFO and VYM?

INFO and VYM have a monthly-return correlation of 0.72, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between INFO and VYM?

INFO and VYM share 61 common holdings with a 22.1% weight overlap. Combined, they hold 643 unique securities.

Which pays a higher dividend, INFO or VYM?

INFO yields 0.32% while VYM yields 2.86%, so VYM currently pays the higher dividend yield.

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