IMCV vs VTI
IMCV vs VTI
iShares Morningstar Mid-Cap Value ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. IMCV delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | IMCV | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.06% | 0.03% | |
| AUM | $1.1B | $663.5B | |
| Dividend Yield | 1.89% | 1.07% | |
| Holdings | 275 | 3,543 | |
| YTD Return | +16.11% | +10.14% | |
| 1Y Return | +26.42% | +19.82% | |
| 3Y Return (annualized) | +15.78% | +18.94% | |
| 5Y Return (annualized) | +10.97% | +11.79% | |
| Volatility (annualized) | 17.7% | 15.4% | |
| Max Drawdown | -66.5% | -56.6% | |
| Fund Family | iShares by BlackRock (US) | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Jun 28, 2004 | May 24, 2001 |
IMCV vs VTI Performance
iShares Morningstar Mid-Cap Value ETF (IMCV) is a ETF from iShares by BlackRock (US) and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year IMCV returned +26.42% while VTI returned +19.82%. Year to date, IMCV is up 16.11% versus a gain of 10.14% for VTI.
Over three years, IMCV compounded at +15.78% per year against +18.94% for VTI; over five years the annualized figures are +10.97% and +11.79% respectively. Across the full 22-year window we track, VTI has the edge at +7.99% annualized vs +7.95%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IMCV has been the more volatile fund, with annualized monthly volatility of 17.7% compared with 15.4% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -66.5% for IMCV and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.91. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
IMCV charges 0.06% per year while VTI charges 0.03%. On a $10,000 position that is $6 vs $3 annually, a gap of $3 per year that compounds over a long holding period. On income, IMCV currently yields 1.89% against 1.07% for VTI.
Holdings Overlap
IMCV and VTI share 250 holdings out of 2804 unique holdings combined, representing a 12.5% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in IMCV | Weight in VTI | Difference |
|---|---|---|---|
| PNC | 1.46% | 0.14% | 1.32% |
| USB | 1.40% | 0.13% | 1.27% |
| ADP | 1.38% | 0.12% | 1.26% |
| ELV | Pro | Pro | Pro |
| MMM | Pro | Pro | Pro |
| UPS | Pro | Pro | Pro |
| VLO | Pro | Pro | Pro |
| MDLZ | Pro | Pro | Pro |
| CI | Pro | Pro | Pro |
| TRV | Pro | Pro | Pro |
See all 10 holdings IMCV shares with VTI Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, IMCV or VTI?
IMCV has an expense ratio of 0.06% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $3 per year of difference.
Which performed better, IMCV or VTI?
Over the past year IMCV returned +26.42% vs +19.82% for VTI, so IMCV leads on 1-year performance. Over the longest common window we track (22 years), IMCV annualized +7.95% vs +7.99% for VTI. Past performance does not guarantee future results.
Which is riskier, IMCV or VTI?
IMCV has been the more volatile fund at 17.7% annualized versus 15.4% for VTI. Worst drawdown: IMCV -66.5% vs VTI -56.6%.
Should I hold both IMCV and VTI?
IMCV and VTI have a monthly-return correlation of 0.91, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.
What is the holdings overlap between IMCV and VTI?
IMCV and VTI share 250 common holdings with a 12.5% weight overlap. Combined, they hold 2804 unique securities.
Which pays a higher dividend, IMCV or VTI?
IMCV yields 1.89% while VTI yields 1.07%, so IMCV currently pays the higher dividend yield.
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