IMCV vs SPY

Quick Verdict

IMCV has a lower expense ratio. IMCV delivered stronger 1-year returns. SPY offers more diversification with 503 holdings.

Lower Fees: IMCVHigher Returns: IMCVMore Diversified: SPY

Side-by-Side Comparison

MetricIMCVSPYWinner
Expense Ratio0.06%0.09%
AUM$1.1B$789.1B
Dividend Yield1.89%1.01%
Holdings275505
YTD Return+16.11%+9.93%
1Y Return+26.42%+19.50%
3Y Return (annualized)+15.78%+19.33%
5Y Return (annualized)+10.97%+12.82%
Volatility (annualized)17.7%15.3%
Max Drawdown-66.5%-56.5%
Fund FamilyiShares by BlackRock (US)State Street Investment Management
CategoryEquityEquity
InceptionJun 28, 2004Jan 22, 1993

IMCV vs SPY Performance

iShares Morningstar Mid-Cap Value ETF (IMCV) is a ETF from iShares by BlackRock (US) and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Over the past year IMCV returned +26.42% while SPY returned +19.50%. Year to date, IMCV is up 16.11% versus a gain of 9.93% for SPY.

Over three years, IMCV compounded at +15.78% per year against +19.33% for SPY; over five years the annualized figures are +10.97% and +12.82% respectively. Across the full 22-year window we track, SPY has the edge at +8.74% annualized vs +7.95%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

IMCV has been the more volatile fund, with annualized monthly volatility of 17.7% compared with 15.3% for SPY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -66.5% for IMCV and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.90. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

IMCV charges 0.06% per year while SPY charges 0.09%. On a $10,000 position that is $6 vs $9 annually, a gap of $3 per year that compounds over a long holding period. On income, IMCV currently yields 1.89% against 1.01% for SPY.

Holdings Overlap

13.4%overlap

IMCV and SPY share 225 holdings out of 549 unique holdings combined, representing a 13.4% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in IMCVWeight in SPYDifference
PNC1.46%0.16%1.30%
USB1.40%0.15%1.25%
ADP1.38%0.15%1.23%
ELVProProPro
MMMProProPro
UPSProProPro
VLOProProPro
MDLZProProPro
CIProProPro
TRVProProPro
See all 10 holdings IMCV shares with SPY
Exact weights in each fund and the difference, for every overlapping position.
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Frequently Asked Questions

Which is cheaper, IMCV or SPY?

IMCV has an expense ratio of 0.06% while SPY charges 0.09%. IMCV is the cheaper option. On a $10,000 investment, that is $3 per year of difference.

Which performed better, IMCV or SPY?

Over the past year IMCV returned +26.42% vs +19.50% for SPY, so IMCV leads on 1-year performance. Over the longest common window we track (22 years), IMCV annualized +7.95% vs +8.74% for SPY. Past performance does not guarantee future results.

Which is riskier, IMCV or SPY?

IMCV has been the more volatile fund at 17.7% annualized versus 15.3% for SPY. Worst drawdown: IMCV -66.5% vs SPY -56.5%.

Should I hold both IMCV and SPY?

IMCV and SPY have a monthly-return correlation of 0.90, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between IMCV and SPY?

IMCV and SPY share 225 common holdings with a 13.4% weight overlap. Combined, they hold 549 unique securities.

Which pays a higher dividend, IMCV or SPY?

IMCV yields 1.89% while SPY yields 1.01%, so IMCV currently pays the higher dividend yield.

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