IMCG vs SCHD
IMCG vs SCHD
iShares Morningstar Mid-Cap Growth ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD delivered stronger 1-year returns. IMCG offers more diversification with 261 holdings.
Side-by-Side Comparison
| Metric | IMCG | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.06% | 0.06% | |
| AUM | $4.0B | $103.7B | |
| Dividend Yield | 0.61% | 3.31% | |
| Holdings | 265 | 104 | |
| YTD Return | +22.46% | +24.08% | |
| 1Y Return | +21.70% | +31.88% | |
| 3Y Return (annualized) | +18.01% | +14.92% | |
| 5Y Return (annualized) | +7.72% | +9.85% | |
| Volatility (annualized) | 17.9% | 13.6% | |
| Max Drawdown | -59.0% | -33.4% | |
| Fund Family | iShares by BlackRock (US) | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Jun 28, 2004 | Oct 20, 2011 |
IMCG vs SCHD Performance
iShares Morningstar Mid-Cap Growth ETF (IMCG) is a ETF from iShares by BlackRock (US) and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year IMCG returned +21.70% while SCHD returned +31.88%. Year to date, IMCG is up 22.46% versus a gain of 24.08% for SCHD.
Over three years, IMCG compounded at +18.01% per year against +14.92% for SCHD; over five years the annualized figures are +7.72% and +9.85% respectively. Across the full 15-year window we track, SCHD has the edge at +11.39% annualized vs +11.24%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IMCG has been the more volatile fund, with annualized monthly volatility of 17.9% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -59.0% for IMCG and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.74. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
IMCG charges 0.06% per year while SCHD charges 0.06%. On a $10,000 position that is $6 vs $6 annually. On income, IMCG currently yields 0.61% against 3.31% for SCHD.
Holdings Overlap
IMCG and SCHD share 8 holdings out of 353 unique holdings combined, representing a 2.1% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in IMCG | Weight in SCHD | Difference |
|---|---|---|---|
| FAST | 0.71% | 1.34% | 0.63% |
| FITB | 0.28% | 1.35% | 1.07% |
| ARES | 0.34% | 0.66% | 0.32% |
| CINF | Pro | Pro | Pro |
| HSY | Pro | Pro | Pro |
| DRI | Pro | Pro | Pro |
| SNA | Pro | Pro | Pro |
| WSO | Pro | Pro | Pro |
See all 8 holdings IMCG shares with SCHD Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, IMCG or SCHD?
IMCG has an expense ratio of 0.06% while SCHD charges 0.06%. They cost the same. On a $10,000 investment, that is $0 per year of difference.
Which performed better, IMCG or SCHD?
Over the past year IMCG returned +21.70% vs +31.88% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (15 years), IMCG annualized +11.24% vs +11.39% for SCHD. Past performance does not guarantee future results.
Which is riskier, IMCG or SCHD?
IMCG has been the more volatile fund at 17.9% annualized versus 13.6% for SCHD. Worst drawdown: IMCG -59.0% vs SCHD -33.4%.
Should I hold both IMCG and SCHD?
IMCG and SCHD have a monthly-return correlation of 0.74, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between IMCG and SCHD?
IMCG and SCHD share 8 common holdings with a 2.1% weight overlap. Combined, they hold 353 unique securities.
Which pays a higher dividend, IMCG or SCHD?
IMCG yields 0.61% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
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