IMCG vs SPY

Quick Verdict

IMCG has a lower expense ratio. SPY delivered stronger 1-year returns. SPY offers more diversification with 503 holdings.

Lower Fees: IMCGHigher Returns: SPYMore Diversified: SPY

Side-by-Side Comparison

MetricIMCGSPYWinner
Expense Ratio0.06%0.09%
AUM$4.0B$789.1B
Dividend Yield0.61%1.01%
Holdings265505
YTD Return+22.13%+13.28%
1Y Return+22.31%+23.94%
3Y Return (annualized)+17.89%+21.07%
5Y Return (annualized)+7.54%+13.27%
Volatility (annualized)17.9%15.3%
Max Drawdown-59.0%-56.5%
Fund FamilyiShares by BlackRock (US)State Street Investment Management
CategoryEquityEquity
InceptionJun 28, 2004Jan 22, 1993

IMCG vs SPY Performance

iShares Morningstar Mid-Cap Growth ETF (IMCG) is a ETF from iShares by BlackRock (US) and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Over the past year IMCG returned +22.31% while SPY returned +23.94%. Year to date, IMCG is up 22.13% versus a gain of 13.28% for SPY.

Over three years, IMCG compounded at +17.89% per year against +21.07% for SPY; over five years the annualized figures are +7.54% and +13.27% respectively. Across the full 22-year window we track, IMCG has the edge at +11.23% annualized vs +8.84%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

IMCG has been the more volatile fund, with annualized monthly volatility of 17.9% compared with 15.3% for SPY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -59.0% for IMCG and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.91. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

IMCG charges 0.06% per year while SPY charges 0.09%. On a $10,000 position that is $6 vs $9 annually, a gap of $3 per year that compounds over a long holding period. On income, IMCG currently yields 0.61% against 1.01% for SPY.

Holdings Overlap

12.3%overlap

IMCG and SPY share 184 holdings out of 580 unique holdings combined, representing a 12.3% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in IMCGWeight in SPYDifference
FTNT1.34%0.16%1.18%
CMI1.24%0.14%1.10%
HOOD1.21%0.14%1.07%
JCIProProPro
DELLProProPro
DDOGProProPro
AONProProPro
HLTProProPro
MCOProProPro
TDGProProPro
See all 10 holdings IMCG shares with SPY
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Frequently Asked Questions

Which is cheaper, IMCG or SPY?

IMCG has an expense ratio of 0.06% while SPY charges 0.09%. IMCG is the cheaper option. On a $10,000 investment, that is $3 per year of difference.

Which performed better, IMCG or SPY?

Over the past year IMCG returned +22.31% vs +23.94% for SPY, so SPY leads on 1-year performance. Over the longest common window we track (22 years), IMCG annualized +11.23% vs +8.84% for SPY. Past performance does not guarantee future results.

Which is riskier, IMCG or SPY?

IMCG has been the more volatile fund at 17.9% annualized versus 15.3% for SPY. Worst drawdown: IMCG -59.0% vs SPY -56.5%.

Should I hold both IMCG and SPY?

IMCG and SPY have a monthly-return correlation of 0.91, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between IMCG and SPY?

IMCG and SPY share 184 common holdings with a 12.3% weight overlap. Combined, they hold 580 unique securities.

Which pays a higher dividend, IMCG or SPY?

IMCG yields 0.61% while SPY yields 1.01%, so SPY currently pays the higher dividend yield.

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