ILCV vs VTI
ILCV vs VTI
iShares Morningstar Value ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. ILCV delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | ILCV | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.04% | 0.03% | |
| AUM | $1.3B | $663.5B | |
| Dividend Yield | 1.62% | 1.07% | |
| Holdings | 380 | 3,543 | |
| YTD Return | +12.10% | +10.14% | |
| 1Y Return | +27.50% | +19.82% | |
| 3Y Return (annualized) | +17.49% | +18.94% | |
| 5Y Return (annualized) | +12.48% | +11.79% | |
| Volatility (annualized) | 14.4% | 15.4% | |
| Max Drawdown | -60.9% | -56.6% | |
| Fund Family | iShares by BlackRock (US) | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Jun 28, 2004 | May 24, 2001 |
ILCV vs VTI Performance
iShares Morningstar Value ETF (ILCV) is a ETF from iShares by BlackRock (US) and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year ILCV returned +27.50% while VTI returned +19.82%. Year to date, ILCV is up 12.10% versus a gain of 10.14% for VTI.
Over three years, ILCV compounded at +17.49% per year against +18.94% for VTI; over five years the annualized figures are +12.48% and +11.79% respectively. Across the full 22-year window we track, VTI has the edge at +7.99% annualized vs +6.40%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.4% compared with 14.4% for ILCV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -60.9% for ILCV and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.93. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
ILCV charges 0.04% per year while VTI charges 0.03%. On a $10,000 position that is $4 vs $3 annually, a gap of $1 per year that compounds over a long holding period. On income, ILCV currently yields 1.62% against 1.07% for VTI.
Holdings Overlap
ILCV and VTI share 346 holdings out of 2809 unique holdings combined, representing a 58.8% weight overlap.
High overlap means holding both may not provide much additional diversification.
Top Shared Holdings
| Stock | Weight in ILCV | Weight in VTI | Difference |
|---|---|---|---|
| AAPL | 6.88% | 5.84% | 1.04% |
| MSFT | 6.50% | 3.81% | 2.69% |
| AMZN | 3.24% | 3.17% | 0.07% |
| GOOGL | Pro | Pro | Pro |
| GOOG | Pro | Pro | Pro |
| META | Pro | Pro | Pro |
| JPM | Pro | Pro | Pro |
| MU | Pro | Pro | Pro |
| TSLA | Pro | Pro | Pro |
| JNJ | Pro | Pro | Pro |
See all 10 holdings ILCV shares with VTI Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, ILCV or VTI?
ILCV has an expense ratio of 0.04% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $1 per year of difference.
Which performed better, ILCV or VTI?
Over the past year ILCV returned +27.50% vs +19.82% for VTI, so ILCV leads on 1-year performance. Over the longest common window we track (22 years), ILCV annualized +6.40% vs +7.99% for VTI. Past performance does not guarantee future results.
Which is riskier, ILCV or VTI?
VTI has been the more volatile fund at 15.4% annualized versus 14.4% for ILCV. Worst drawdown: ILCV -60.9% vs VTI -56.6%.
Should I hold both ILCV and VTI?
ILCV and VTI have a monthly-return correlation of 0.93, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.
What is the holdings overlap between ILCV and VTI?
ILCV and VTI share 346 common holdings with a 58.8% weight overlap. Combined, they hold 2809 unique securities.
Which pays a higher dividend, ILCV or VTI?
ILCV yields 1.62% while VTI yields 1.07%, so ILCV currently pays the higher dividend yield.
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