ILCV vs SPY

Quick Verdict

ILCV has a lower expense ratio. ILCV delivered stronger 1-year returns. SPY offers more diversification with 503 holdings.

Lower Fees: ILCVHigher Returns: ILCVMore Diversified: SPY

Side-by-Side Comparison

MetricILCVSPYWinner
Expense Ratio0.04%0.09%
AUM$1.3B$789.1B
Dividend Yield1.62%1.01%
Holdings380505
YTD Return+13.34%+11.49%
1Y Return+29.47%+21.37%
3Y Return (annualized)+18.55%+20.76%
5Y Return (annualized)+12.51%+12.94%
Volatility (annualized)14.3%15.3%
Max Drawdown-60.9%-56.5%
Fund FamilyiShares by BlackRock (US)State Street Investment Management
CategoryEquityEquity
InceptionJun 28, 2004Jan 22, 1993

ILCV vs SPY Performance

iShares Morningstar Value ETF (ILCV) is a ETF from iShares by BlackRock (US) and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Over the past year ILCV returned +29.47% while SPY returned +21.37%. Year to date, ILCV is up 13.34% versus a gain of 11.49% for SPY.

Over three years, ILCV compounded at +18.55% per year against +20.76% for SPY; over five years the annualized figures are +12.51% and +12.94% respectively. Across the full 22-year window we track, SPY has the edge at +8.78% annualized vs +6.45%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

SPY has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 14.3% for ILCV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -60.9% for ILCV and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.93. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

ILCV charges 0.04% per year while SPY charges 0.09%. On a $10,000 position that is $4 vs $9 annually, a gap of $5 per year that compounds over a long holding period. On income, ILCV currently yields 1.62% against 1.01% for SPY.

Holdings Overlap

64.9%overlap

ILCV and SPY share 320 holdings out of 555 unique holdings combined, representing a 64.9% weight overlap.

High overlap means holding both may not provide much additional diversification.

Top Shared Holdings

StockWeight in ILCVWeight in SPYDifference
AAPL6.88%7.09%0.21%
MSFT6.50%4.43%2.07%
AMZN3.24%3.69%0.45%
GOOGLProProPro
GOOGProProPro
METAProProPro
JPMProProPro
MUProProPro
TSLAProProPro
JNJProProPro
See all 10 holdings ILCV shares with SPY
Exact weights in each fund and the difference, for every overlapping position.
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Frequently Asked Questions

Which is cheaper, ILCV or SPY?

ILCV has an expense ratio of 0.04% while SPY charges 0.09%. ILCV is the cheaper option. On a $10,000 investment, that is $5 per year of difference.

Which performed better, ILCV or SPY?

Over the past year ILCV returned +29.47% vs +21.37% for SPY, so ILCV leads on 1-year performance. Over the longest common window we track (22 years), ILCV annualized +6.45% vs +8.78% for SPY. Past performance does not guarantee future results.

Which is riskier, ILCV or SPY?

SPY has been the more volatile fund at 15.3% annualized versus 14.3% for ILCV. Worst drawdown: ILCV -60.9% vs SPY -56.5%.

Should I hold both ILCV and SPY?

ILCV and SPY have a monthly-return correlation of 0.93, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between ILCV and SPY?

ILCV and SPY share 320 common holdings with a 64.9% weight overlap. Combined, they hold 555 unique securities.

Which pays a higher dividend, ILCV or SPY?

ILCV yields 1.62% while SPY yields 1.01%, so ILCV currently pays the higher dividend yield.

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