ILCG vs VTI
ILCG vs VTI
iShares Morningstar Growth ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | ILCG | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.04% | 0.03% | |
| AUM | $3.1B | $663.5B | |
| Dividend Yield | 0.41% | 1.07% | |
| Holdings | 331 | 3,543 | |
| YTD Return | +7.44% | +10.14% | |
| 1Y Return | +11.83% | +19.82% | |
| 3Y Return (annualized) | +21.21% | +18.94% | |
| 5Y Return (annualized) | +11.50% | +11.79% | |
| Volatility (annualized) | 16.9% | 15.4% | |
| Max Drawdown | -53.2% | -56.6% | |
| Fund Family | iShares by BlackRock (US) | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Jun 28, 2004 | May 24, 2001 |
ILCG vs VTI Performance
iShares Morningstar Growth ETF (ILCG) is a ETF from iShares by BlackRock (US) and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year ILCG returned +11.83% while VTI returned +19.82%. Year to date, ILCG is up 7.44% versus a gain of 10.14% for VTI.
Over three years, ILCG compounded at +21.21% per year against +18.94% for VTI; over five years the annualized figures are +11.50% and +11.79% respectively. Across the full 22-year window we track, ILCG has the edge at +10.82% annualized vs +7.99%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
ILCG has been the more volatile fund, with annualized monthly volatility of 16.9% compared with 15.4% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -53.2% for ILCG and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.94. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
ILCG charges 0.04% per year while VTI charges 0.03%. On a $10,000 position that is $4 vs $3 annually, a gap of $1 per year that compounds over a long holding period. On income, ILCG currently yields 0.41% against 1.07% for VTI.
Holdings Overlap
ILCG and VTI share 295 holdings out of 2814 unique holdings combined, representing a 60.8% weight overlap.
High overlap means holding both may not provide much additional diversification.
Top Shared Holdings
| Stock | Weight in ILCG | Weight in VTI | Difference |
|---|---|---|---|
| NVDA | 14.11% | 6.32% | 7.79% |
| AAPL | 7.06% | 5.84% | 1.22% |
| AVGO | 5.36% | 2.46% | 2.90% |
| AMZN | Pro | Pro | Pro |
| GOOGL | Pro | Pro | Pro |
| MSFT | Pro | Pro | Pro |
| GOOG | Pro | Pro | Pro |
| LLY | Pro | Pro | Pro |
| AMD | Pro | Pro | Pro |
| TSLA | Pro | Pro | Pro |
See all 10 holdings ILCG shares with VTI Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, ILCG or VTI?
ILCG has an expense ratio of 0.04% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $1 per year of difference.
Which performed better, ILCG or VTI?
Over the past year ILCG returned +11.83% vs +19.82% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (22 years), ILCG annualized +10.82% vs +7.99% for VTI. Past performance does not guarantee future results.
Which is riskier, ILCG or VTI?
ILCG has been the more volatile fund at 16.9% annualized versus 15.4% for VTI. Worst drawdown: ILCG -53.2% vs VTI -56.6%.
Should I hold both ILCG and VTI?
ILCG and VTI have a monthly-return correlation of 0.94, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.
What is the holdings overlap between ILCG and VTI?
ILCG and VTI share 295 common holdings with a 60.8% weight overlap. Combined, they hold 2814 unique securities.
Which pays a higher dividend, ILCG or VTI?
ILCG yields 0.41% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.
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