ILCG vs IVV

Quick Verdict

IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.

Lower Fees: IVVHigher Returns: IVVMore Diversified: IVV

Side-by-Side Comparison

MetricILCGIVVWinner
Expense Ratio0.04%0.03%
AUM$3.1B$865.2B
Dividend Yield0.41%1.09%
Holdings331508
YTD Return+7.44%+9.93%
1Y Return+11.83%+19.59%
3Y Return (annualized)+21.21%+19.41%
5Y Return (annualized)+11.50%+12.89%
Volatility (annualized)16.9%15.1%
Max Drawdown-53.2%-56.5%
Fund FamilyiShares by BlackRock (US)iShares by BlackRock (US)
CategoryEquityEquity
InceptionJun 28, 2004May 15, 2000

ILCG vs IVV Performance

iShares Morningstar Growth ETF (ILCG) is a ETF from iShares by BlackRock (US) and iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US). Over the past year ILCG returned +11.83% while IVV returned +19.59%. Year to date, ILCG is up 7.44% versus a gain of 9.93% for IVV.

Over three years, ILCG compounded at +21.21% per year against +19.41% for IVV; over five years the annualized figures are +11.50% and +12.89% respectively. Across the full 22-year window we track, ILCG has the edge at +10.82% annualized vs +6.91%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

ILCG has been the more volatile fund, with annualized monthly volatility of 16.9% compared with 15.1% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -53.2% for ILCG and -56.5% for IVV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.94. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

ILCG charges 0.04% per year while IVV charges 0.03%. On a $10,000 position that is $4 vs $3 annually, a gap of $1 per year that compounds over a long holding period. On income, ILCG currently yields 0.41% against 1.09% for IVV.

Holdings Overlap

63.7%overlap

ILCG and IVV share 247 holdings out of 584 unique holdings combined, representing a 63.7% weight overlap.

High overlap means holding both may not provide much additional diversification.

Top Shared Holdings

StockWeight in ILCGWeight in IVVDifference
NVDA14.11%7.76%6.35%
AAPL7.06%7.44%0.38%
AVGO5.36%2.83%2.53%
AMZNProProPro
GOOGLProProPro
MSFTProProPro
GOOGProProPro
LLYProProPro
AMDProProPro
TSLAProProPro
See all 10 holdings ILCG shares with IVV
Exact weights in each fund and the difference, for every overlapping position.
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Frequently Asked Questions

Which is cheaper, ILCG or IVV?

ILCG has an expense ratio of 0.04% while IVV charges 0.03%. IVV is the cheaper option. On a $10,000 investment, that is $1 per year of difference.

Which performed better, ILCG or IVV?

Over the past year ILCG returned +11.83% vs +19.59% for IVV, so IVV leads on 1-year performance. Over the longest common window we track (22 years), ILCG annualized +10.82% vs +6.91% for IVV. Past performance does not guarantee future results.

Which is riskier, ILCG or IVV?

ILCG has been the more volatile fund at 16.9% annualized versus 15.1% for IVV. Worst drawdown: ILCG -53.2% vs IVV -56.5%.

Should I hold both ILCG and IVV?

ILCG and IVV have a monthly-return correlation of 0.94, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between ILCG and IVV?

ILCG and IVV share 247 common holdings with a 63.7% weight overlap. Combined, they hold 584 unique securities.

Which pays a higher dividend, ILCG or IVV?

ILCG yields 0.41% while IVV yields 1.09%, so IVV currently pays the higher dividend yield.

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