ILCB vs VTI
ILCB vs VTI
iShares Morningstar US Equity ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | ILCB | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 0.03% | |
| AUM | $1.3B | $663.5B | |
| Dividend Yield | 0.98% | 1.07% | |
| Holdings | 533 | 3,543 | |
| YTD Return | +13.15% | +13.39% | |
| 1Y Return | +22.55% | +23.21% | |
| 3Y Return (annualized) | +21.21% | +20.65% | |
| 5Y Return (annualized) | +12.72% | +12.18% | |
| Volatility (annualized) | 14.7% | 15.3% | |
| Max Drawdown | -52.8% | -56.6% | |
| Fund Family | iShares by BlackRock (US) | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Jun 28, 2004 | May 24, 2001 |
ILCB vs VTI Performance
iShares Morningstar US Equity ETF (ILCB) is a ETF from iShares by BlackRock (US) and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year ILCB returned +22.55% while VTI returned +23.21%. Year to date, ILCB is up 13.15% versus a gain of 13.39% for VTI.
Over three years, ILCB compounded at +21.21% per year against +20.65% for VTI; over five years the annualized figures are +12.72% and +12.18% respectively. Across the full 22-year window we track, ILCB has the edge at +9.67% annualized vs +8.11%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 14.7% for ILCB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -52.8% for ILCB and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.98. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
ILCB charges 0.03% per year while VTI charges 0.03%. On a $10,000 position that is $3 vs $3 annually. On income, ILCB currently yields 0.98% against 1.07% for VTI.
Holdings Overlap
ILCB and VTI share 463 holdings out of 2819 unique holdings combined, representing a 85.3% weight overlap.
High overlap means holding both may not provide much additional diversification.
Top Shared Holdings
| Stock | Weight in ILCB | Weight in VTI | Difference |
|---|---|---|---|
| NVDA | 6.96% | 6.32% | 0.64% |
| AAPL | 6.97% | 5.84% | 1.13% |
| MSFT | 4.36% | 3.81% | 0.55% |
| AMZN | Pro | Pro | Pro |
| GOOGL | Pro | Pro | Pro |
| AVGO | Pro | Pro | Pro |
| GOOG | Pro | Pro | Pro |
| META | Pro | Pro | Pro |
| MU | Pro | Pro | Pro |
| TSLA | Pro | Pro | Pro |
See all 10 holdings ILCB shares with VTI Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, ILCB or VTI?
ILCB has an expense ratio of 0.03% while VTI charges 0.03%. They cost the same. On a $10,000 investment, that is $0 per year of difference.
Which performed better, ILCB or VTI?
Over the past year ILCB returned +22.55% vs +23.21% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (22 years), ILCB annualized +9.67% vs +8.11% for VTI. Past performance does not guarantee future results.
Which is riskier, ILCB or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 14.7% for ILCB. Worst drawdown: ILCB -52.8% vs VTI -56.6%.
Should I hold both ILCB and VTI?
ILCB and VTI have a monthly-return correlation of 0.98, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.
What is the holdings overlap between ILCB and VTI?
ILCB and VTI share 463 common holdings with a 85.3% weight overlap. Combined, they hold 2819 unique securities.
Which pays a higher dividend, ILCB or VTI?
ILCB yields 0.98% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.
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