IBFR vs VTI
IBFR vs VTI
Innovator International Developed Managed 10 Buffer ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | IBFR | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.85% | 0.03% | |
| AUM | $15M | $663.5B | |
| Dividend Yield | 0.80% | 1.07% | |
| Holdings | 273 | 3,543 | |
| YTD Return | +1.90% | +13.92% | |
| 1Y Return | - | +24.07% | |
| 3Y Return (annualized) | - | +20.88% | |
| 5Y Return (annualized) | - | +12.47% | |
| Volatility (annualized) | - | 15.3% | |
| Max Drawdown | -5.7% | -56.6% | |
| Fund Family | Innovator ETFs Trust | Vanguard (US) | |
| Category | Alternative | Equity | |
| Inception | Feb 24, 2026 | May 24, 2001 |
IBFR vs VTI Performance
Innovator International Developed Managed 10 Buffer ETF (IBFR) is a ETF from Innovator ETFs Trust and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Year to date, IBFR is up 1.90% versus a gain of 13.92% for VTI.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -5.7% for IBFR and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
IBFR charges 0.85% per year while VTI charges 0.03%. On a $10,000 position that is $85 vs $3 annually, a gap of $82 per year that compounds over a long holding period. On income, IBFR currently yields 0.80% against 1.07% for VTI.
Holdings Overlap
IBFR and VTI share 1 holdings out of 3055 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in IBFR | Weight in VTI | Difference |
|---|---|---|---|
| BG | 0.18% | 0.02% | 0.16% |
Frequently Asked Questions
Which is cheaper, IBFR or VTI?
IBFR has an expense ratio of 0.85% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $82 per year of difference.
What is the holdings overlap between IBFR and VTI?
IBFR and VTI share 1 common holdings with a 0.0% weight overlap. Combined, they hold 3055 unique securities.
Which pays a higher dividend, IBFR or VTI?
IBFR yields 0.80% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.
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