IBFR vs QQQ

Quick Verdict

QQQ has a lower expense ratio. IBFR offers more diversification with 273 holdings.

Lower Fees: QQQHigher Returns: TiedMore Diversified: IBFR

Side-by-Side Comparison

MetricIBFRQQQWinner
Expense Ratio0.85%0.18%
AUM$15M$455.8B
Dividend Yield0.80%0.41%
Holdings273108
YTD Return+1.87%+16.83%
1Y Return-+26.58%
3Y Return (annualized)-+24.70%
5Y Return (annualized)-+14.88%
Volatility (annualized)-30.6%
Max Drawdown-5.7%-83.0%
Fund FamilyInnovator ETFs TrustInvesco (US)
CategoryAlternativeEquity
InceptionFeb 24, 2026Mar 10, 1999

IBFR vs QQQ Performance

Innovator International Developed Managed 10 Buffer ETF (IBFR) is a ETF from Innovator ETFs Trust and Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US). Year to date, IBFR is up 1.87% versus a gain of 16.83% for QQQ.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -5.7% for IBFR and -83.0% for QQQ. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

IBFR charges 0.85% per year while QQQ charges 0.18%. On a $10,000 position that is $85 vs $18 annually, a gap of $67 per year that compounds over a long holding period. On income, IBFR currently yields 0.80% against 0.41% for QQQ.

Holdings Overlap

1.1%overlap

IBFR and QQQ share 3 holdings out of 373 unique holdings combined, representing a 1.1% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in IBFRWeight in QQQDifference
ASML:AS2.40%0.70%1.70%
NXPI0.26%0.31%0.05%
YNDX:AS0.18%0.20%0.02%

Frequently Asked Questions

Which is cheaper, IBFR or QQQ?

IBFR has an expense ratio of 0.85% while QQQ charges 0.18%. QQQ is the cheaper option. On a $10,000 investment, that is $67 per year of difference.

What is the holdings overlap between IBFR and QQQ?

IBFR and QQQ share 3 common holdings with a 1.1% weight overlap. Combined, they hold 373 unique securities.

Which pays a higher dividend, IBFR or QQQ?

IBFR yields 0.80% while QQQ yields 0.41%, so IBFR currently pays the higher dividend yield.

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