IBFR vs VYM

Quick Verdict

VYM has a lower expense ratio. VYM offers more diversification with 558 holdings.

Lower Fees: VYMHigher Returns: TiedMore Diversified: VYM

Side-by-Side Comparison

MetricIBFRVYMWinner
Expense Ratio0.85%0.04%
AUM$15M$79.0B
Dividend Yield0.80%2.86%
Holdings273568
YTD Return+1.90%+15.57%
1Y Return-+25.99%
3Y Return (annualized)-+18.02%
5Y Return (annualized)-+12.71%
Volatility (annualized)-14.6%
Max Drawdown-5.7%-58.8%
Fund FamilyInnovator ETFs TrustVanguard (US)
CategoryAlternativeEquity
InceptionFeb 24, 2026Nov 10, 2006

IBFR vs VYM Performance

Innovator International Developed Managed 10 Buffer ETF (IBFR) is a ETF from Innovator ETFs Trust and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Year to date, IBFR is up 1.90% versus a gain of 15.57% for VYM.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -5.7% for IBFR and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

IBFR charges 0.85% per year while VYM charges 0.04%. On a $10,000 position that is $85 vs $4 annually, a gap of $81 per year that compounds over a long holding period. On income, IBFR currently yields 0.80% against 2.86% for VYM.

Holdings Overlap

0.3%overlap

IBFR and VYM share 2 holdings out of 829 unique holdings combined, representing a 0.3% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in IBFRWeight in VYMDifference
NXPI0.26%0.25%0.01%
BG0.18%0.07%0.11%

Frequently Asked Questions

Which is cheaper, IBFR or VYM?

IBFR has an expense ratio of 0.85% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $81 per year of difference.

What is the holdings overlap between IBFR and VYM?

IBFR and VYM share 2 common holdings with a 0.3% weight overlap. Combined, they hold 829 unique securities.

Which pays a higher dividend, IBFR or VYM?

IBFR yields 0.80% while VYM yields 2.86%, so VYM currently pays the higher dividend yield.

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