GHYB vs VTI
GHYB vs VTI
Goldman Sachs Access High Yield Corporate Bond ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | GHYB | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.15% | 0.03% | |
| AUM | $134M | $663.5B | |
| Dividend Yield | 6.78% | 1.07% | |
| Holdings | 908 | 3,543 | |
| YTD Return | +1.53% | +14.20% | |
| 1Y Return | +5.02% | +24.16% | |
| 3Y Return (annualized) | +8.24% | +21.12% | |
| 5Y Return (annualized) | +3.96% | +12.37% | |
| Volatility (annualized) | 7.8% | 15.3% | |
| Max Drawdown | -22.2% | -56.6% | |
| Fund Family | Goldman Sachs Asset Management | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Sep 5, 2017 | May 24, 2001 |
GHYB vs VTI Performance
Goldman Sachs Access High Yield Corporate Bond ETF (GHYB) is a ETF from Goldman Sachs Asset Management and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year GHYB returned +5.02% while VTI returned +24.16%. Year to date, GHYB is up 1.53% versus a gain of 14.20% for VTI.
Over three years, GHYB compounded at +8.24% per year against +21.12% for VTI; over five years the annualized figures are +3.96% and +12.37% respectively. Across the full 9-year window we track, VTI has the edge at +8.14% annualized vs +2.40%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 7.8% for GHYB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -22.2% for GHYB and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.81. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
GHYB charges 0.15% per year while VTI charges 0.03%. On a $10,000 position that is $15 vs $3 annually, a gap of $12 per year that compounds over a long holding period. On income, GHYB currently yields 6.78% against 1.07% for VTI.
Holdings Overlap
GHYB and VTI share 1 holdings out of 3547 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in GHYB | Weight in VTI | Difference |
|---|---|---|---|
| THC | 0.11% | 0.02% | 0.09% |
Frequently Asked Questions
Which is cheaper, GHYB or VTI?
GHYB has an expense ratio of 0.15% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $12 per year of difference.
Which performed better, GHYB or VTI?
Over the past year GHYB returned +5.02% vs +24.16% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (9 years), GHYB annualized +2.40% vs +8.14% for VTI. Past performance does not guarantee future results.
Which is riskier, GHYB or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 7.8% for GHYB. Worst drawdown: GHYB -22.2% vs VTI -56.6%.
Should I hold both GHYB and VTI?
GHYB and VTI have a monthly-return correlation of 0.81, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between GHYB and VTI?
GHYB and VTI share 1 common holdings with a 0.0% weight overlap. Combined, they hold 3547 unique securities.
Which pays a higher dividend, GHYB or VTI?
GHYB yields 6.78% while VTI yields 1.07%, so GHYB currently pays the higher dividend yield.
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