GHYB vs SPY

Quick Verdict

SPY has a lower expense ratio. SPY delivered stronger 1-year returns. GHYB offers more diversification with 765 holdings.

Lower Fees: SPYHigher Returns: SPYMore Diversified: GHYB

Side-by-Side Comparison

MetricGHYBSPYWinner
Expense Ratio0.15%0.09%
AUM$134M$789.1B
Dividend Yield6.78%1.01%
Holdings908505
YTD Return+1.12%+11.49%
1Y Return+4.64%+21.37%
3Y Return (annualized)+8.19%+20.76%
5Y Return (annualized)+3.81%+12.94%
Volatility (annualized)7.8%15.3%
Max Drawdown-22.2%-56.5%
Fund FamilyGoldman Sachs Asset ManagementState Street Investment Management
CategoryFixed IncomeEquity
InceptionSep 5, 2017Jan 22, 1993

GHYB vs SPY Performance

Goldman Sachs Access High Yield Corporate Bond ETF (GHYB) is a ETF from Goldman Sachs Asset Management and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Over the past year GHYB returned +4.64% while SPY returned +21.37%. Year to date, GHYB is up 1.12% versus a gain of 11.49% for SPY.

Over three years, GHYB compounded at +8.19% per year against +20.76% for SPY; over five years the annualized figures are +3.81% and +12.94% respectively. Across the full 9-year window we track, SPY has the edge at +8.78% annualized vs +2.36%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

SPY has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 7.8% for GHYB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -22.2% for GHYB and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.81. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

GHYB charges 0.15% per year while SPY charges 0.09%. On a $10,000 position that is $15 vs $9 annually, a gap of $6 per year that compounds over a long holding period. On income, GHYB currently yields 6.78% against 1.01% for SPY.

Holdings Overlap

0.0%overlap

GHYB and SPY share 0 holdings out of 1268 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, GHYB or SPY?

GHYB has an expense ratio of 0.15% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $6 per year of difference.

Which performed better, GHYB or SPY?

Over the past year GHYB returned +4.64% vs +21.37% for SPY, so SPY leads on 1-year performance. Over the longest common window we track (9 years), GHYB annualized +2.36% vs +8.78% for SPY. Past performance does not guarantee future results.

Which is riskier, GHYB or SPY?

SPY has been the more volatile fund at 15.3% annualized versus 7.8% for GHYB. Worst drawdown: GHYB -22.2% vs SPY -56.5%.

Should I hold both GHYB and SPY?

GHYB and SPY have a monthly-return correlation of 0.81, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between GHYB and SPY?

GHYB and SPY share 0 common holdings with a 0.0% weight overlap. Combined, they hold 1268 unique securities.

Which pays a higher dividend, GHYB or SPY?

GHYB yields 6.78% while SPY yields 1.01%, so GHYB currently pays the higher dividend yield.

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