FBUF vs VTI
FBUF vs VTI
Fidelity Dynamic Buffered Equity ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | FBUF | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.48% | 0.03% | |
| AUM | $21M | $663.5B | |
| Dividend Yield | 0.59% | 1.07% | |
| Holdings | 175 | 3,543 | |
| YTD Return | +7.98% | +13.57% | |
| 1Y Return | +17.81% | +24.23% | |
| 3Y Return (annualized) | - | +20.73% | |
| 5Y Return (annualized) | - | +12.24% | |
| Volatility (annualized) | 6.9% | 15.3% | |
| Max Drawdown | -11.1% | -56.6% | |
| Fund Family | Fidelity Investments (US) | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Apr 9, 2024 | May 24, 2001 |
FBUF vs VTI Performance
Fidelity Dynamic Buffered Equity ETF (FBUF) is a ETF from Fidelity Investments (US) and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year FBUF returned +17.81% while VTI returned +24.23%. Year to date, FBUF is up 7.98% versus a gain of 13.57% for VTI.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 6.9% for FBUF. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -11.1% for FBUF and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.93. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
FBUF charges 0.48% per year while VTI charges 0.03%. On a $10,000 position that is $48 vs $3 annually, a gap of $45 per year that compounds over a long holding period. On income, FBUF currently yields 0.59% against 1.07% for VTI.
Holdings Overlap
FBUF and VTI share 146 holdings out of 2804 unique holdings combined, representing a 55.4% weight overlap.
High overlap means holding both may not provide much additional diversification.
Top Shared Holdings
| Stock | Weight in FBUF | Weight in VTI | Difference |
|---|---|---|---|
| NVDA | 7.81% | 6.32% | 1.49% |
| AAPL | 6.93% | 5.84% | 1.09% |
| MSFT | 4.03% | 3.81% | 0.22% |
| AMZN | Pro | Pro | Pro |
| GOOGL | Pro | Pro | Pro |
| AVGO | Pro | Pro | Pro |
| GOOG | Pro | Pro | Pro |
| MU | Pro | Pro | Pro |
| META | Pro | Pro | Pro |
| LLY | Pro | Pro | Pro |
See all 10 holdings FBUF shares with VTI Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, FBUF or VTI?
FBUF has an expense ratio of 0.48% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $45 per year of difference.
Which performed better, FBUF or VTI?
Over the past year FBUF returned +17.81% vs +24.23% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (2 years), FBUF annualized +13.80% vs +8.12% for VTI. Past performance does not guarantee future results.
Which is riskier, FBUF or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 6.9% for FBUF. Worst drawdown: FBUF -11.1% vs VTI -56.6%.
Should I hold both FBUF and VTI?
FBUF and VTI have a monthly-return correlation of 0.93, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.
What is the holdings overlap between FBUF and VTI?
FBUF and VTI share 146 common holdings with a 55.4% weight overlap. Combined, they hold 2804 unique securities.
Which pays a higher dividend, FBUF or VTI?
FBUF yields 0.59% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.
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