EZU vs VTI
EZU vs VTI
iShares MSCI Eurozone ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | EZU | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.50% | 0.03% | |
| AUM | $9.4B | $663.5B | |
| Dividend Yield | 2.66% | 1.07% | |
| Holdings | 228 | 3,543 | |
| YTD Return | +10.09% | +14.20% | |
| 1Y Return | +21.38% | +24.16% | |
| 3Y Return (annualized) | +19.01% | +21.12% | |
| 5Y Return (annualized) | +9.99% | +12.37% | |
| Volatility (annualized) | 21.0% | 15.3% | |
| Max Drawdown | -69.8% | -56.6% | |
| Fund Family | iShares by BlackRock (US) | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Jul 25, 2000 | May 24, 2001 |
EZU vs VTI Performance
iShares MSCI Eurozone ETF (EZU) is a ETF from iShares by BlackRock (US) and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year EZU returned +21.38% while VTI returned +24.16%. Year to date, EZU is up 10.09% versus a gain of 14.20% for VTI.
Over three years, EZU compounded at +19.01% per year against +21.12% for VTI; over five years the annualized figures are +9.99% and +12.37% respectively. Across the full 25-year window we track, VTI has the edge at +8.14% annualized vs +5.51%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
EZU has been the more volatile fund, with annualized monthly volatility of 21.0% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -69.8% for EZU and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.83. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
EZU charges 0.50% per year while VTI charges 0.03%. On a $10,000 position that is $50 vs $3 annually, a gap of $47 per year that compounds over a long holding period. On income, EZU currently yields 2.66% against 1.07% for VTI.
Holdings Overlap
EZU and VTI share 6 holdings out of 2999 unique holdings combined, representing a 0.3% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in EZU | Weight in VTI | Difference |
|---|---|---|---|
| DG | 0.86% | 0.03% | 0.83% |
| MRK | 0.27% | 0.44% | 0.17% |
| ORA | 0.43% | 0.00% | 0.43% |
| MTX:SG | Pro | Pro | Pro |
| FBK | Pro | Pro | Pro |
| AM | Pro | Pro | Pro |
See all 6 holdings EZU shares with VTI Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, EZU or VTI?
EZU has an expense ratio of 0.50% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $47 per year of difference.
Which performed better, EZU or VTI?
Over the past year EZU returned +21.38% vs +24.16% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (25 years), EZU annualized +5.51% vs +8.14% for VTI. Past performance does not guarantee future results.
Which is riskier, EZU or VTI?
EZU has been the more volatile fund at 21.0% annualized versus 15.3% for VTI. Worst drawdown: EZU -69.8% vs VTI -56.6%.
Should I hold both EZU and VTI?
EZU and VTI have a monthly-return correlation of 0.83, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between EZU and VTI?
EZU and VTI share 6 common holdings with a 0.3% weight overlap. Combined, they hold 2999 unique securities.
Which pays a higher dividend, EZU or VTI?
EZU yields 2.66% while VTI yields 1.07%, so EZU currently pays the higher dividend yield.
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